30th April
2009
OK, well, I know organization isn't really decorating, now is it? But, let's face it, what good is all the effort to create a nice home when it's hidden behind the mess and the clutter? So in order to help us all prevail over the chaos, here are some great hints for putting everything in its place! (On a budget, of course!) The number one way to reduce clutter and mess? Deal with things as they occur, don't save it for later! File the mail (or throw it away) as soon as it comes out of the ...
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Home and Family
30th April
2009
Author: Claudia Beach If you are looking for a way to update your bedroom and improve your comfort, new bedroom furniture will do both in style. New bedroom furniture allows you to reinvent your space, making it truly your own personal retreat. Types of Bedroom Furniture Sometimes called a bedroom set or bedroom suite, bedroom furniture almost always describes beds, wardrobes/armoires, chests and dressers, nightstands, vanities, trunks, and various types of mirrors. Styles of ...
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Home and Family
30th April
2009
Author: Muna wa Wanjiru Fishing lures are items that are similar to baits to which fish get attracted. Conventionally, live worms or such other small, living animals were used for the same purpose. But later even artificial fishing lures were used. Artificial baits could be reused each time. These antique fishing lures have become popular have become popular collectible items over the years.   The oldest lure manufacturing company was established in 1860s.  The first ...
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Hobbies
29th April
2009
"It Can Happen to You" by: Joyce Moseley Pierce You see it every day on the news. You get up and turn the tv on in the morning and learn that while you were sleeping, others were involved in accidents that caused their death. As one friend put it, "You watch the news and think that somehow your family is protected from these tragedies. After all, these people don't live in your neighborhood. They come from a different social class. They were in the wrong place at the wrong time." It wasn't ...
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Home and Family
29th April
2009
Moms: 5 Steps to Organize Kids' Toys 1. Separate all your kids' toys into categories. Building blocks, tools, dolls, reading materials, action figures, and cooking items are all toy categories. 2. Make a list of your categories. List in the broadest possible terms. For example, you'll likely keep Barbie dolls and accessories together. 3. Decide on the best container (box, basket, bin) to hold each category. Clear, plastic storage boxes are the best choice for most toys. Consider a rolling cart ...
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Home and Family
29th April
2009
Everyone enjoys a night out. Days are filled with commitments, obligations, meetings, errands, chores, and a myriad of other responsibilities that color our daily lives, even our very existence. To step back from this cycle of activity and go to a restaurant, have someone else serve you, cook the meal, wash the dishes, and clean up is a mini-vacation we all can appreciate. When you dine out, you can't leave your good sense or your healthy eating habits on the wayside, to be picked up when ...
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Home and Family
28th April
2009
My son Corbin is almost 22 months old and has been signing for 11 months. While he is learning to talk, he still signs much of the time and it has really given me insight into his rapidly developing personality. I can really see Corbin's sense of humor emerging when he sees something he thinks is funny and he will say or sign it and laugh. He'll purposefully knock over his glass of milk and say, "Uh-oh," while signing "milk." He also loves to put things on his milk or juice glass (like a toy) ...
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Home and Family
28th April
2009
Imagine this: You come to pick up your baby from her day-care after a long day at work or after a quick run to the store. Expecting to find a delighted baby, you're greeted by your child's frustrated caregiver and your fussy infant. "What does this mean?" the babysitter asks, rotating her fists. You unhappily realize that your baby has been trying to ask for a changed diaper for the last hour and her caregiver didn't understand the sign she was using. Some parents who sign with their babies ...
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Home and Family
28th April
2009
Once you've been signing with your baby for several weeks or months and your baby has mastered the basic signs that cover his or her needs (such as milk, more, eat, drink, etc.), you will probably want to expand his or her signing vocabulary (as well as your own). The world around you and your child award you with countless opportunities to do just this. You can teach your baby a sign that has significance to almost any situation you may find yourselves in. Family members are a great way to ...
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Home and Family
27th April
2009
While there aren't any solid rules regarding signing with your baby, I've had enough experience signing with my own child that I can pass along some helpful hints. Be consistent. Use the sign the same way every time for the same action or object. This will help your baby become familiar with the sign and she will be able to sign it back to you sooner. Be happy. Frowning and bored voices will not make a baby eager to sign. Be open to interpretation. Babies will not always make a sign correctly ...
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Home and Family
27th April
2009
Some parents may be hesitant to begin signing with their baby even after hearing all of the wonderful benefits that come from signing with your baby. After all, sign language takes years to learn, doesn't it? Not at all! Learning to sign with your baby is as easy as reading a recipe. Teaching sign language isn't a time-consuming chore. Rather, it can be worked into your life as a natural part of communication with your child as well as the rest of your family. Think of it as an extension of ...
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Home and Family
27th April
2009
A conversation between my 18-month-old son and I is one that a passerby isn't likely to forget. There have been countless meals at restaurants where my family has been the subject of curious glances, stares and even questions from perfect strangers. And best of all, he can tell my husband and me that he needs a drink of milk, is scared of the thunder or wants down from his high chair, all without making a sound. This seeming miracle of communication was made possible by American Sign ...
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Home and Family
26th April
2009
Earth's average temperature is increasing continuously to a dangerous extent. Temperature has risen by 0.5 ± 0.2C. Glaciers are melting across the globe and the gravity of the situation can be harnessed from the fact that some glaciers have even disappeared from some parts of the world. In Polar Regions ice is melting at an alarming speed. Such melting of ice caps is in turn affecting the sea level. This may give a push to natural disasters like floods, droughts, hurricanes etc. ...
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Art and Entertainment
26th April
2009
Prior to 9/11, environmental concerns largely focused on monitoring, controlling and reducing the pollution the industrial revolution had set in motion. From a specialty gas point of view, our efforts at Scott focused primarily on developing the calibration gases (http://www.scottgas.com) needed to accurately measure the emission of hazardous materials into our atmosphere. Over the span of 40+ years, we got very good at this, becoming the world's leading supplier of EPA protocol gases used to ...
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Art and Entertainment
26th April
2009
When it comes to compressed gases, there is often confusion over the difference between industrial gases (sometimes referred to as commodity or bulk gases) and specialty gases (sometimes referred to as cylinder gases, although industrial gases can also be supplied in cylinders). The Compressed Gas Association (CGA), who sets standards to which suppliers of all types of compressed gases conform, defines its mission as being "dedicated to the development and promotion of safety standards and safe ...
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Art and Entertainment
25th April
2009
Many companies are interested in installing a solar or wind electric system, but not many go forth with the idea. One company stands out from the crowed and that is Affordable Internet Services Online Inc.(AISO.Net) in Romoland, California. They are a green web-hosting service that has been using solar power since 2001. But more then just solar panels, they have many ways to combat high energy bills and help the environment at the same time. They have 120 solar panels mounted on the ground ...
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Art and Entertainment
25th April
2009
Regardless of how you use specialty gas mixtures to calibrate a laboratory instrument or monitor, the most important thing you can do to ensure the accuracy of your measurements is to ensure the accuracy of your gas mixture. Gas mixture accuracy, in turn, is largely dependent upon its analytical traceability to a reference material. For analytical traceability to exist, there must be an unbroken link of comparison between the measured value of the gas mixture and a reference that is ...
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Art and Entertainment
25th April
2009
Solar power is becoming more and more popular as the oil prices keep increasing. Our demand on our natural resources such as coal, oil and gas continues to grown on a daily basis worldwide. Not to mention what these types of fuels are doing to global warming and air pollution. So, solar power is a great alternative that will save us money and maybe even save our earth. Solar power is known to be one of the cleanest renewable energies around today. How solar power works is by photovoltaic tiles. ...
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Art and Entertainment
24th April
2009
As the damage, lives, and missing are calculated the rest of the victims of Hurricane Katrina are asking what can they do to help and how can they be helped in their situation of distress. The American Red Cross is helping as much as they can and collecting funds to increase their capability to help the victims. Federal help has been implemented, as well, to help the victims and their families get back on their feet. FEMA (Federal Emergency Management Agency) is now helping in ...
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Art and Entertainment
24th April
2009
Prior to 9/11, environmental concerns largely focused on monitoring, controlling and reducing the pollution the industrial revolution had set in motion. From a specialty gas point of view, our efforts at Scott focused primarily on developing the calibration gases needed to accurately measure the emission of hazardous materials into our atmosphere. Over the span of 40+ years, we got very good at this, becoming the world's leading supplier of EPA protocol gases used to calibrate Continuous ...
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Art and Entertainment
24th April
2009
'As dark gray clouds gather in the sky, it reminds me of eternal gifts that our Mother Nature has presented to us.' Truly, nature has her own subtle way of expressing love and affection to us. During monsoon season, when tiny rain droplets fall to the ground, the sky gives an impression of an estranged mother who is shedding tears in joy on meeting her beloved children. Though, it seems like a philosophical illusion, yet portrays the kindness that nature has showered on us by creating monsoon ...
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Art and Entertainment
24th April
2009
Copyright The Quipping Queen 2005. WANTED: SUPERWOMAN/MAN Or, if you can leap tall piles of filing in a single bound and save someone's bacon...you're hired! By Theolonius McTavish, a Superman aficionado of sorts, and an acquaintance of someone called the "Guru of Glitch", (who can transform mountains into molehills with the click of his glass slippers and whoosh of his magic wand if feels really inspired). The following advertisement appeared in the local newspaper of a quaint community known ...
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Art and Entertainment
24th April
2009
The time you will need to teach your children the essentials ' reading, writing, and arithmetic ' is much less than you think. Let me quote author and former public-school teacher John Gatto from his wonderful book, Dumbing Us Down: 'Were the colonists geniuses? [i.e., why did our colonial forefathers have literacy rates close to 90 percent?]. No, the truth is that reading, writing, and arithmetic only take about 100 hours [italics added] to transmit as long as the audience is eager and willing ...
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Home and Family
24th April
2009
Have you ever wondered what a dog thinks, or if he dreams? Canine companions, by far, are amazing creatures of habit. If you've ever adopted one, your life has been enriched by the spirited side of nature. Deep, within their childlike eyes is the innocence of perpetual bliss. These fury friends live to satisfy you and you alone. They soothe us with their undying love and devotion, come to our aid in a moment's notice, anxiously await our return and fill our hearts with years of joy and ...
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Home and Family
23rd April
2009
When it comes to home schooling, parents need all of the resources they can muster. Designing curricula, scheduling field trips, and tailoring lesson plans to children in different grade levels can be challenging. Using children's literature to enrich the curriculum you teach in the home learning environment can be rewarding to both you and your children. Charlotte Mason, a British educator whose life spanned the last quarter of the nineteenth century and the first quarter of the twentieth ...
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Home and Family
23rd April
2009
Here Are Some of the Reasons Why Reading Is So Important for Children Why Do We Tell Children to Read ? We're always telling children that books and reading are good for them, but have we ever really thought about why that's true ? Exactly what do older children get out of reading novels ? What do younger kids get from reading children's stories and being read to ? Does reading matter ? The purpose of this article is to say that, yes, it's true, reading really is important, and that there are ...
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Home and Family
23rd April
2009
Most of us can agree that there is a lack of ethics standards within professional sports today. The fact that many of today's sports heroes are ethical is a stroke of luck. The fact is - many sports superstars are good people, but what about the "bad apples" that shame their sport, teammates, communities, fans, and team owners? Many children look up to professional players as role models. They copy the actions of their "super heroes," even down to drug abuse, trash talking, steroid use, bad ...
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Home and Family
21st April
2009
For those who are searching for family history information, there are a wealth of resources available. These resources can extend from living people, to documents, to government records, to letters, to photographs, to heirlooms that are passed down from generation to generation. By utilizing these resources, you can find all manner of family history information that may just surprise you. The first place to look for family history information is with living family members. You family members ...
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Home and Family
21st April
2009
An uncontested divorce is the most common type of divorce. An uncontested divorce is a divorce that occurs when there are no disagreements between spouses over divorce related issues like custody, finances, living arrangements, spousal support, child support, etc. An uncontested divorce can be an easy way for people to get divorced without the hassles of a legal struggle and undue wear and tear on emotions. But, you may not be ready to seriously consider uncontested divorce if you're just ...
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Home and Family
21st April
2009
If you want to create your family tree, but do not know where to start, family tree templates can get you started on your genealogical adventure. By giving you a pre-designed family tree that you can fill in, you can easily assemble your chart of lineage and, while doing so, learn the proper format for family trees. Family tree templates take the form of blank family trees that can be populated with the names of the people in your immediate and extended family. Often, these templates will ...
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Home and Family
20th April
2009
One of the most enduring and beautiful pieces of family history is the coat of arms. These stunning pieces of artwork recall the days of chivalry and heraldry while they hearken back to ties to the Old Country. For families who possess a coat of arms, it can take a place of pride in the home. Designed to be displayed for one and for all, these shield-shaped testaments to family history are often adorned with beasts of the field and fanciful creatures about their perimeter. They are truly the ...
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Home and Family
20th April
2009
When delving into an American Family History, there are certain advantages and certain disadvantages to learning about the people who immigrated to a new country in the New World. There are usually a great many records of the people once they are in America, but collecting an American family history can often be difficult for certain regions and can be more difficult for learning about families before they left their native lands. When assembling an American family history, the first place ...
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Home and Family
20th April
2009
For those of Native American descent, one of the easiest genealogies to trace is Cherokee genealogy. Thanks to the Cherokee being one of the most Anglicized of the nations, they put down much more of their history in writing than many other nations. As the Cherokee lived along and near the Eastern Seaboard, had much more contact with white settlers and thus picked up many more of the white settlers ways. Included among these ways was the habit of obsessively writing down their births, deaths, ...
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Home and Family
19th April
2009
One of the most fascinating, and most rewarding pastimes you can engage in is tracing family histories. By delving into the past of your family and the families that have joined together to form that family, you can learn about yourself, your parents, your ancestors, and the many people who have been born, wedded, had children, and eventually ended up creating that unique entity known as you. As well, you can learn much about what those people did and the places from which they came. Tracing ...
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Home and Family
19th April
2009
Creating a family tree is a fun and educational pastime that will allow you to delve into the history of your family, your ancestors, and all those people who have branched out into the large collection of people known as your extended family. These easy to read and easy to create charts of your genealogy are engaging ways to begin your studies of your own family. And, by creating a family tree, you can add your own piece to your family's historical record. When creating a family tree, the ...
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Home and Family
19th April
2009
If you are interested in genealogy or history, royal family trees are excellent illustrations of the strange, convoluted, and always interesting tales of kings, queens and nobility. Take a look at a few them and you will be able to find the most remarkable tales with every line. Thanks to both the adequate resources and the bookkeeping available to the nobility, royal family trees are among the most complete, most accurate, and longest kept family trees in the world. The nobility is often very ...
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Home and Family
18th April
2009
Dovid Grossman, a coach and father of nine, recently told me that his father and he had fought constantly through his growing up years. Through it all, his mother was the referee. Finally when Dovid was 17 years old he sat down with his father and said, 'I want to have a close relationship with you.' He was flabbergasted when his father said, 'I've tried to do that your whole life but I don't know how.' The conversation made a strong impression on me because I too had a stormy relationship with ...
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Home and Family
18th April
2009
/p> Interviewing is an important skill for the life storywriter, no matter what the size of your family memory project. You will want to do plenty of it as you build the research you need to write your family stories. How will you begin? 1. Establish Trust with Simple Questions You want to establish trust and empathy with your interview subject, so small talk at the beginning of an interview is not necessarily a waste of time. You may want to ask a few simple questions, such as date and place ...
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Home and Family
18th April
2009
Looking for a great weekend outing for the family? Come see the wildflowers in Texas in the spring. The highway medians and hillsides are full of color ' bright red, yellow and blue, pink and cream ' but you better look out because cars are always pulling off the side of the highway to ogle and take photographs. It's a tradition to get in your car in the spring and go look at the wildflowers. Nearly everyone in Texas has a photo of their kids in the bluebonnets. BLUEBONNETS Typically, in my ...
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Home and Family
17th April
2009
Sure you decorate your fireplace and mantel for the winter holidays, but don't forget this important focal point in your room as Spring approaches. Here are some nearly-instant ideas for springtime and Easter fireplace decorating: Daffodils in crystal or glass vases on each end of your mantel bespeak the coming of Spring. Tie a wired chiffon ribbon in a soft spring hue in a bow around each vase for a nice touch. March a line of fluffy chicks across your mantel. Five or more chicks, whether ...
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Home and Family
17th April
2009
As our population lives longer, the need for quality care for the elderly is growing and family members are frantically searching for creative alternatives that allow their loved ones to be part of the family and community for as long as possible. They're also searching for options that help them feel good about their decision and that minimize the inevitable feeling of guilt. Bob Phillips, owner of S.A.R.A.H. Adult Day Services in Strongsville knows from personal experience that his ...
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Home and Family

EVA

16th April
2009
Job 42.15 "And in all the land were no women found as fair as the daughters of Job: and their father gave them inheritance among their brethren." Eva Marie Rozier was born August 9, 1979, at Fort McClellan (Anniston) Alabama. Unlike her sister, Joy, Eva was not late. The doctor examined her mother around 8 A.M. and said, "It'll be another three or four hours." Within 30 minutes, Eva came forth and has been going ever since. I had a special privilege at Eva's birth. I got to be in the delivery ...
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Home and Family
16th April
2009
With a little care, you can keep leather clothing looking its best for years, according to an expert on leater from The Olde Hide House in Acton, Ontario. - Leather naturally repels water but, for additonal protection, look for an environmentally friendly repellent product to help prevent absorption of water and body oils. It's best to avoid silicone-based repellents which retard leather's ability to "breathe." - Let wet leather garments dry in well-ventilated areas, away from heat. The leather ...
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Home and Family
16th April
2009
An Easter Treasure for Your Family Review of The Jesus Garden: An Easter Legend by Antoinette Bosco By Lisa M. Hendey Certain books hold a special place in the heart of any parent, and on the family bookshelf - The Jesus Garden: An Easter Legend (Pauline Books & Media, February 2004, hardcover, 44 pages) is destined to join the ranks of these precious few. Antoinette Bosco's wonderful book for children examines the passion of Jesus Christ from the perspective of the plants and animals who fill ...
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Home and Family
16th April
2009
New Fantasy Series Captivates Young Readers Author Interview with Alan St. Jean, Aidan of Oren: The Journey Begins By Lisa M. Hendey Fans of the Lord of the Rings or Chronicles of Narnia series have a new resource to share with the younger readers in their families. Ohio author Alan St. Jean recently released the first volume in his planned trilogy, Aidan of Oren: The Journey Begins (Moo Press, October 2004, hardcover, 207 pages). Aimed at readers ages nine through twelve, this first ...
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Home and Family
16th April
2009
Why Is Spending Time with Your Child So Important? For children to get any sense that they are loved and wanted, you have to be prepared to spend some time with them. I know you are all thinking, so tell me something I don't know. My point in all of this is how important this really is. The term 'spending time with your child' gets tossed out there fairly casually. We hear it so often that after awhile we may not take it as seriously as we should. I found myself, with all of the time I have to ...
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Home and Family
16th April
2009
Garage Sale Checklist by George Grubetic Garage sales should be fun and hassle-free, with your goal to make some good money and off-load your unwanted items 'our garage sale checklist is your hassle-free, step-by-step organiser for achieving this. 2-3 weeks before the sale -Start sorting through your household for unwanted items have the mindset that almost anything will sell if it is a bargain - Price your items price items about 25-35% of what they cost new (clothes are exceptions - 5-15% ...
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Home and Family
16th April
2009
REPRINT GUIDELINES =-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-= You are free to publish the following article in it's entirety in your eZine or on your website. Our only condition is that you MUST keep the information about the author,(c) notice and resource box at the end intact. Please let us know when you use an article by sending us an email... mailto:howto@leanmarketingpress.com =-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-=-= Word Count: 586 Character Width: 60 ...
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Home and Family
16th April
2009
Comfort! Everyone wants comfort. Air-conditioning systems have been invented for the purpose of providing comfort to the inhabitants of buildings. The science of psychometry was developed to understand the properties of the air - the temperatures, humidity and the heat values. However, the human body, a marvelous piece of creation can adjust itself to changing climatic conditions to provide comfort to the owner. It has become quite common knowledge that sweating and their evaporation cools down ...
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Home and Family
15th April
2009
It never ceases to amaze me...children. They are such little miracles, and at times I'm just overwhelmed with the responsibility of them. Tonight as I watched my daughter, Maegan, I was amazed at how excited she was, how important that she felt - all because of a can of green beans. That's right, a can of green beans. Today was an extremely busy day, so when we got home at 4:45; the kids were hungry and I was tired. So, I decided to warm a frozen lasagne and have that and green ...
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Home and Family
15th April
2009
This weekend we had a rather somber church service. A service remembering the anniversay of the Supreme Court decision of Roe vs. Wade on abortion. And, of course, an occasion like that gets me thinking. Thinking about all the statistics of what has happened in America since that decision on abortion. And thinking about the importance of teaching our children the value of life. For those of you with older children, here are the links to information we used in homeschool this ...
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Home and Family
15th April
2009
Every night found me nagging my kids for the same thing: "You guys, look at your room. Get your toys picked up right now!" I didn't understand it. They would have their room picked up, but a few hours later, it would be messy again. Toys all over the floor, blankets on the floor. Toys in the hallway; toys downstairs. I definitely was getting tired of looking at the mess, tired of stepping on Legos, but it was more than that. I was aggravated that they didn't appreciate what they had! When I ...
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Home and Family
15th April
2009
How Long Will It Take To Sell Your Home? I am often asked how long it will take to sell a home in today's market. Many parts of the country are generally enjoying a seller's market and have been for several years. Apart from the obvious factors (e.g., homes in very high price ranges have fewer buyers than $300,000 homes), a word about economic reality is in order. We have all been taught that the real equation in real estate is "location, location, location." This is utterly false. People ...
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Home and Family
15th April
2009
http://www.livinghealthysite.com The tips listed below will help you to get back to you ideal weight after the birth of your child. 1) Remember that the best approach to weight loss combines healthy eating and regular exercise. It is important you stay focussed on both these areas. 2) Eat slowly and chew your food well. Put your cutlery down between bites and don't pick them up until you have finished chewing. 3) Instead of putting the food on the table and letting everyone help themselves, ...
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Home and Family
15th April
2009
Seven Steps to A Sucessful Future Being successful in life is difficult unless you ensure you have a balanced life. To obtain the optimal benefits you must be passionate about your life plan and believe 100% in what you are doing. It is important to have an end goal firmly in your mind, a plan in place to reach the goal and steps in place to follow, which will lead to your goal. It is also imperative to maintain your physical health in the best shape possible. If you do not believe in what you ...
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Home and Family
14th April
2009
Typically a small space consisting of just a sink and toilet, you most likely know them by a more common term 'half-bath' or 'guest bath. Ever wonder where the term 'powder room' came from? It's derived from Victorian times, when women needed to 'powder their noses'. Why consider them a jewel when it comes to decorating, also why bother decorating them, it is after all only a bathroom. A bathroom is a room in your home, in fact depending on the number of baths you have it can become a ...
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Home and Family
14th April
2009
Bankruptcy Will Stop Your Sale - At Least For Now For $395, you can stop your sale- at least that is what the ads say. You are about to find out how bankruptcy can be good or very damaging. Bankruptcy will stop your foreclosure sale. It's a fact. However, filing bankruptcy for the sole purpose of stopping foreclosure is not what bankruptcy is for. And anyone that does this to avoid foreclosure is in violation of bankruptcy laws. Here is some basic information on bankruptcy. What Is Bankruptcy? ...
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Home and Family
14th April
2009
Open Windows ' Curtains fluttering from a warm breeze ' The air smells fresh and clean ' Buds on the trees are beginning to open ' Tiny flowers are popping up threw the ground ' Finally that little bird with the red breast is back All of these can only mean one thing 'Spring' has arrived. Those days of blustery storms and frosty drafts have come to an end. With spring comes a renewed burst of energy. Having been shut inside for months we now want to get up, get going and do things. This ...
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Home and Family
14th April
2009
Ever since the beginning of time there has always been the pet and the family, today's pets have become an integral part of the family, and even considered by some to be a part of the family. With this relationship being so vital, protection of the family pet is a major concern of many pet owners. Each year millions of pets are reported lost or found, but a large majority of these members of the family are never reunited with their owners. The main reason for this is lack of identification is ...
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Home and Family
14th April
2009
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Publishing Guidelines: This article may be freely distributed so long as the copyright, author's information and an active link (where possible) are included. A complimentary copy of any newsletter or a link to the website where the article is posted would be greatly appreciated. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ The Money Jar Trap By Jeffrey Strain Hundreds of thousands of people place their extra change into a jar or bank every night when they ...
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Home and Family
14th April
2009
Title: One Man's Perspective of Love and Creating Work Balance Author: Dennis Twitchell Email: manager@justbearsandstuff.com Word Count: 878 Copyright © 2005 by Dennis Twitchell Web address: www.justbearsandstuff.com Publishing Guidelines: You may publish my article in your newsletter, on your website or in your print publication provided you include the resource box at the end. Notification would be appreciated but is not required. One Man's Perspective of Love and Creating Work Balance ...
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Home and Family
14th April
2009
Luke 17.6 "And the Lord said, If ye had faith as a grain of mustard seed, ye might say unto this sycamine tree, Be thou plucked up by the root, and be thou planted in the sea and it should obey you." During a period of unemployment, money was scarce. It was summer in south Georgia and was hot as blazes. The air conditioner in that old trailer where we lived was humming away, straining to keep some cool air in that hot box. I've seen the temperature inside the trailer soar to over 120 degrees ...
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Home and Family
14th April
2009
Recently, millions of people all over the world are becoming more involved in doing ancestral research and with the development of the internet and vast genealogical databases', finding your ancestors is getting easier and more convenient. If you are someone who is just beginning doing research or someone who has been researching ancestors for years, the information presented in this article should be beneficial to you. In the text that follows, I have outlined some basic things regarding birth ...
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Home and Family
14th April
2009
We are so used to having our federal income tax, social security and medicare taxes withheld from our paycheck, most of us don't realize there are efforts to change this dramatically. There is a group going around saying that we should pay 23 cents on every dollar we spend in a federal sales tax. They must be crazy! Wait a minute. If we are going to pay a sales tax to cover our income and social security tax, we won't have anything except our state and local taxes coming out of our pay. Even ...
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Home and Family
14th April
2009
What would it be like to have a pot of money available when you have an unexpected expense? I used to think that unexpected expenses was something that happened very rarely. But it seems like these days I have as many unexpected expenses as I do regular bills. One of the vehicles is always needing tires or repairs, the washing machine needs replaced or buying a new water heater (like I did just last week). That is where the Crisis Fund comes in. If you have a budget in place, most of your ...
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Home and Family
14th April
2009
Impulse buying is simply defined as making an unplanned purchase. This can be an extra pack of cookies when grocery shopping or buying a car on a whim. Most of us are guilty of this at one time or another. Even though the term is simple, it probably accounts for the majority of money problems family's have. Planning a purchase of any kind is absolutely necessary if you intend to use your money wisely. That extra pack of cookies I mentioned isn't going to break your budget, but with the ...
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Home and Family
14th April
2009
For years I believed that if I only had more money all of my problems would be solved. Then I would get a raise or change to a better paying job and my money situation didn't change. I just couldn't understand why. The fact is that most people have that extra money spent before they get it. How many times have you heard someone say what they are going to do with their tax refund? The same thing goes for a pay raise. Normally, they never even notice any change in their lifestyle after they get ...
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Home and Family
13th April
2009
Many of us don't believe that a few dollars can make a big difference. In a lot of cases that is true. But when it comes to mortgages or any other type of loan, a few extra dollars can save you Big Bucks. The chart below gives examples of three different loan terms and what paying between $75 to $100 more a month would do to the mortgage. It is based on a $100,000.00 loan at 7% interest. ---------------------------------------------------------------- YearsInt Rate Payment InterestTotal of ...
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Home and Family
13th April
2009
A Disclaimer of Sorts: No matter whether you file your own taxes or have a tax professional prepare and submit your taxes, You The Taxpayer are responsible for the completeness and accuracy of the return. Any questions, comments, extra taxes or penalities will be directed to you. Please consider any and all tax advice with this in mind, including this article. I will give you all of the resources you need to check this out for yourself at the end of the article. No, this is not another article ...
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Home and Family
13th April
2009
Maybe these 10 items may answer some questions you have about using credit cards. Make sure to check out the link in #1. #1. Don't Use Them. Credit cards accounted for 1.3 million Americans filing bankruptcy in 1998. #2. If you use credit cards pay them off each month. Carrying a balance on your credit cards could add up to hundreds of dollars each year in interest and penalties. #3. If you can't pay off your credit card balance each month, pay as much as possible. Every extra dollar you pay ...
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Home and Family
13th April
2009
There are literally thousands of articles about how you should or should not manage your money. Myself and other well intentioned money saving wizards bombard you with ideas of all that you should be doing. However, if you are behind two payments on your mortgage or rent, credit card debt up to your ears or there is a tow truck waiting outside to repossess your car, not much of what we say really seems to fit your situation. This article will attempt to give you some guidelines to help you get ...
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Home and Family
13th April
2009
Many of us could really use some extra income. We have enough to pay our bills and put food on the table, but nothing extra. You could always go to work for McDonalds or Walmart, but with all of your responsibilities, is minimum wage worth it? There is one occupation that can be found in every city and town in the US large enough to have a bank. You may not notice them, but they are there. I'm talking about Couriers. Many businesses have shipments such as paperwork, checks, etc. that need to ...
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Home and Family
13th April
2009
When I was younger and having all kinds of money problems, I ask myself a thousand time how I got myself in this mess. It seemed like one day we were doing fine financially and the next we owed everybody. How can it happen so quick? This is a problem that a lot of people are experiencing today. It can be one of the most helpless and frustrating situations most of us can find ourselves in. To make matters worse, it seems the harder we try to get a handle on our finances the deeper in debt we ...
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Home and Family
13th April
2009
Trying to stay within the theme of Budget Stretcher, I thought a series of articles on knowing where your money is going may help some of you understand just how much you pay on certain expenses. I've decided to start this series of articles with information about the amount and type of taxes you pay. I won't be able to cover all of the types of taxes that are paid by Americans because that would turn this article into a book. I'm just going to list a few of the most common taxes that most of ...
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Home and Family
13th April
2009
It seems like everyone I talked to has a different opinion on when they would be eligible for Social Security. Some younger folks said that they couldn't retire until they were at least 70. A lot of older folks believe that they can't start drawing their Social Security until they reach 65. They are all partially right. I'm not going to get into whether or not Social Security will survive the next few years. There are too many factors that could save it or destroy it, and most of them live ...
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Home and Family
13th April
2009
For anyone that is familiar with The Complete Budget and Bill Organizer, http://www.homemoneyhelp.com/BBOonline.html you already know that I recommend that you use your checking account to pay bills and cash to cover your household expenses. With all of the different items that the average individual or family spends money on, it can be difficult to keep it separated. You have to have money for groceries, car gas, school lunches, Groceries, Dining Out and Entertainment just to name a few. You ...
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Home and Family
12th April
2009
When you spend more money than you make each month you are bound to have money problems very quickly. The bad part is that most of us never realize we are spending that much until it's too late. How many times have you used the credit cards to buy a TV, school clothes and supplies, fixed the car, or any number of things and not realized that you just exceeded your monthly income. You may have even realized it but thought there is always next month. Credit cards are the biggest culprit but they ...
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Home and Family
12th April
2009
When I was a kid, I can't believe that was almost 50 years ago, my folks used to give me a nickle, dime or sometimes even a quarter to go to the corner store. When I got that money I had to go directly to the store and make sure every penny was spent. Things didn't change much when I grew into an adult. I got my paycheck and made sure that it was gone just as soon as I could get rid of it. Sometimes I even paid some bills. It took me a long time to realize that some of your money is meant for ...
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Home and Family
12th April
2009
I would say that most of us have experienced money problems at some point in our lives. This could have been caused by the loss of a job, injury or illness, over spending, and the list goes on and on. Right now in the US there are hundreds of companies downsizing or going out of business. In some cases this is due to the economy. In others we have seen cases of very poor management and down right fraud. No matter what the reason, people have lost their jobs and their income. In a lot of cases ...
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Home and Family
12th April
2009
What do you think of that title? Just another article about the impossible task of trying to predict the future. Not this time. This is an article that may give you some ideas on, not how to predict the future, but to be ready when it gets here. Naturally, I'm talking about your finances. When it comes to your regular bills and expenses many of us have a hard time making plans to pay the bills that we know are coming. What can we do to plan for the unexpected? All to often when we have an ...
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Home and Family
12th April
2009
People experience money problems for a variety of reasons. Maybe you lost your job, used your credit cards too much, have a bunch of medical bills, paid too much for your dream home or any number of other reasons. What ever the reasons for your money problems, most of them could be prevented. I know for a lot of you, I am talking in the past tense. The problems are already here so prevention is irrelevant. This is not the case. Only when you understand how you could have prevented the problem ...
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Home and Family
12th April
2009
/p> The best time to wean your baby onto solid food is at about age 6 months. This is because your baby's mouth will start to change around that time to help her cope with the transition. Another guide is to start when baby doubles in weight. Before then your baby's digestive system and kidneys are able to cope only with breastmilk and formula. But don't leave it too late as baby may find it difficult to adapt to swallowing food, and she will need a balanced varied diet. What You Will Need
...
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Home and Family
12th April
2009
Let's start by defining a "Budget Analysis". This is simply a breakdown of your budget (income, bills & expenses) showing how much money you have coming in and how much you have going out. It will show how your budget category percentages compare with what is recoginized as the ideal percentages. The most important aspect of the Budget Analysis is the recomendations for improvement. The first part of your analysis will list your income and breakdown your bills and expenses by category. At ...
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Home and Family
12th April
2009
Review of "We've All Got Bellybuttons!" by David Martin, illustrated by Randy Cecil Candlewick Press, February 2005 Hardcover, 32 pages ISBN: 076361775X Recommended Ages: 3 - 6 Review by Sherri Allen: "We've All Got Bellybuttons!," written by David Martin and illustrated by Randy Cecil, is a picturebook that does more than just tell a story. It invites your young child to have fun with the characters. There are body parts to be identified, motions to be performed and, best of all, lots and ...
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Home and Family
12th April
2009
1. Accidents and medical emergencies in the home happen frequently. Maybe more frequently than we realize. Statistics show a fatal injury occurs every 18 minutes in homes across America and every 4 seconds a disabling injury could occur. Accidents occur from falls, fire, burns, choking and poisoning. 2. Every home should have at least one first Aid Kit that is well stocked and readily available. First Aid Kits are used most often for minor injuries such as cuts, sunburns or bites. Having a ...
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Home and Family
12th April
2009
Did you know that more than one million north americans will be bitten by dogs this year, and about one million dog bites will go unreported. Its sad but most of the victims will be children. These dog bites will come from animals known to them. Unleashed dogs will account for most of the bites inflicted. What Makes Dogs Bite Not being educated and pet owners not being committed on training their pet is what leads to most of these dog bites. We must realize that dogs don't normally ...
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Home and Family
12th April
2009
What is the most important aspect of getting your finances in order? In past articles I've written about how important discipline, organization and sacrifice are to solving your money problems, but this all comes later. For years I would write my bills down, figure my income and subtract the bills from my paycheck to see what was left. It was a real good start but by payday it was either forgotten or something would happen to mess it up. It finally dawned on me that the way I was going about ...
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Home and Family
12th April
2009
Finally your patient is at the skilled unit of nursing home. The admission paper work into a skilled nursing home for rehabilitation can take near up to an hour to complete. The responsible party whether it is you the patient, your spouse an adult child, someone will have to sign all of the paper work. The day that the resident is received at the nursing home skilled rehabilitation unit the resident or the responsible party will be offered a list of physicians to select one that will follow ...
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Home and Family
12th April
2009
One of the most frustrating events for individuals facing rehabilitation is thinking that their insurance is going to pay for everything and finding out that their insurance will not pay for the complete services required for a successful rehabilitation. Nursing home skilled units want to be assured that the necessary steps will be taken to assure that they will be paid. Nursing homes are most familiar with Original Medicare, Medicare Advantage Plans, Medicare Managed Care Plans, Medicare ...
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Home and Family
12th April
2009
Nursing Homes require a lot of information. For many individuals entering a nursing home this may be the first time they are introduced to health, financial and end of life planning. Some of the information required by nursing homes may be very sensitive if you have not addressed the reality of your own or your loved ones health and financial related outcomes. Knowing how long the anticipated stay for rehabilitation will help you determine the cost of care and the resources needed to pay for ...
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Home and Family
12th April
2009
Ready, steady, blow... You can add bubble games to every birthday party - regardless of the theme you choose - and it'll always be a blast (I mean burst!). Bubble-making is one of the coolest activities (even for grownups) and it's probably also one of the cheapest to put together. Bubble games set the scene for great photo opportunities. Just imagine the birthday child surrounded by a ring of guests, all holding bubble bottles and wands and blowing a cloud of bubbles, or each guest blowing a ...
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Home and Family
12th April
2009
NEWS RELEASE Contact: Jordan Walt (503) 653-8287 A.I.C. Insurance Agency Offers Spring Maintenance Tips to Protect Your Home Milwaukie, OR February 1, 2005 ' A home is one of life's most important investments. Keeping it properly maintained can help reduce the risk of a loss and help ensure the safety and well being of friends and family. Just in time for spring, AIC Insurance Agency and Travelers, a leading provider of auto and homeowners insurance, offer these maintenance tips to prepare your ...
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Home and Family
12th April
2009
Admitting yourself or someone you love to a nursing home for rehabilitation is something that we have to do and not what we want to do. As we age the risk increases for a health accident even if we are healthy. Unfortunately, nat all of the care we will ned can be provided in a hospital or at a rehabilitation specialty center. Some of us will need to go to a skilled unit at a nursing home. Near the end of your or your loved ones hospital stay, you will be contacted by the Discharge Planner or ...
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Home and Family
12th April
2009
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Publishing Guidelines: This article may be freely distributed so long as the copyright, author's information and an active link (where possible) are included. A complimentary copy of any newsletter or a link to the website where the article is posted would be greatly appreciated. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Ten Tips To Save On Gasoline By Jeffrey Strain Gas prices continue to be near all time highs meaning that car travel is taking a a larger ...
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Home and Family
12th April
2009
Anorexia nervosa is a serious medical disorder that is statistically most prevalent in the adolescent teenage years of young women. It is estimated that 7% of the population suffers from eating disorders and if left untreated over 20% of them will die from it. Anorexia takes the lives of children everyday in this world and there are things you can do as a parent to identify anorexic behaviors and intervene to protect your children. Anorexia nervosa is a condition where one becomes obsessed ...
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Home and Family
12th April
2009
/p> If you're having trouble conceiving your body may need a detox. The key to fertility is getting the body into its natural optimum balance, which is often thrown askew by junk food and the stress of modern life. Leading fertility experts believe there are three main factors that reduce fertility: stress, over-acidity in the body and hormonal imbalance. Fluctuating sugar levels can cause havoc with your hormones, and, just as a seed needs the right acid/alkaline balance in the soil, your ...
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Home and Family
12th April
2009
Remember the time that you got into 'big trouble' when you were a kid because. . .? Or what about the time that your little sister. . .? Or how about the time that your mom was making. . .and burned the. . .? You probably have hundreds of these stories tucked away in your memory. Perhaps you've even thought that someday you would like to write about them. There's only one problem. "I don't know where to start ' I wouldn't know what to write," you think to yourself. One simple technique that ...
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Home and Family
11th April
2009
There are many whimsical, fun baby room themes if you are planning on decorating a nursery. Infants need stimulation, so parents get the chance to be kids again and let their playfulness and imagination run wild. A fun, flexible baby room theme is to decorate it in whimsical patterns. Try painting butter yellow or grass green stripes on the walls. Then hang bold graphic pictures of cats and dogs in bright red or blue frames on the walls. Use the same graphic style to paint a toy chest using ...
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Home and Family
11th April
2009
Rural Route 2 News, the monthly e-mail newsletter from ruralroute2.com, recently completed its first full year of publication. The newsletter, which officially began as a monthly publication in January 2004, is written and published by LeAnn R. Ralph, author of the books, "Christmas in Dairyland (True Stories from a Wisconsin Farm)" (trade paperback; August 2003) -- "Give Me a Home Where the Dairy Cows Roam" (trade paperback; October 2004) -- "Preserve Your Family History (A Step-by-Step Guide ...
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Home and Family
11th April
2009
Did you know that reading can keep your mind active and engaged well into old age? Several years ago when I was working as a newspaper reporter, I interviewed a woman who was a resident at a local nursing home. She was 100 years old. And she read at least one book per week. Mostly novels. She was bright, intelligent and fun to talk with. "I love to read. It helps me keep up with what's going on in the world," she said. "A friend of mine brings me a new book every week. I look forward to her ...
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Home and Family
11th April
2009
By Steve Brunkhorst http://www.AchieveEzine.com Our children are our most important legacy to the world. However, our love is our most important legacy to our children. Here are seven ways to show love that will help children build sturdy foundations for the future. 1. Spend Time with Your Children. Time is the most loving gift we can give to our children. It allows for the mutual exchange of ideas, emotions, actions, and words that help our children develop and learn to communicate. Enjoy a ...
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Home and Family
11th April
2009
Finding the best deals on bedding online. Gone are the days when we had all the leisure time in the world to browse the stores in the mall for the best bargains. Shopping is not the leisurely pursuit it once was. And bargain shopping, by its very nature, is a stressful experience. Take bedding for example. Bedding, and linens, includes everything from sheets and pillowcases to bed skirts and duvet covers. In fact, it just means everything that is used on and around your bed. There are so many ...
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Home and Family
11th April
2009
If your child loves all different types of animals, a jungle mural is a great way to make their room a fun and enjoyable place. You might be thinking how you will be able to achieve such a task, especially if you do not have artistic talents. The truth is, however, that this type of mural is rather easy to construct as long as you have the tools to do it. The easiest way to create a jungle mural is to transfer a desired jungle scene, animal or image to transparency film, and then use an ...
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Home and Family
11th April
2009
Here are a few tips to help you survive the birthday games portion of your child's next party. Every kid birthday party is different. Indoors, outdoors, five guests, fifty-five guests, boys, girls, Army theme, Princess Theme. But one thing's for sure - at some point they'll be playing birthday GAMES. Now, I'll decorate, I'll bake, I'll wrap all the gifts and hand-deliver all the invitations. Heck, I'll even clean up after everyone leaves. Just don't put me in front of a throng of kids when ...
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Home and Family
11th April
2009
Here's your "Blue-Print" for the coolest Blue's Clues kid theme party as featured on http://www.coolest-kid-birthday-parties.com... Invitations If you've got the time and the energy, here's an excellent idea for a Blue's Clues invitation. You'll need four different postcards for each invitee. Each postcard will have a different clue (Blue usually gives three clues) and the fourth will be the real invitation. (Mail the postcards every other day for a week - enough time before the party - and ...
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Home and Family
11th April
2009
The daunting task of buying a mattress made easy with the use of the Internet. Buying a mattress is one of the most important purchases you'll make this year. The Internet will be a major tool to help you locate the product and the price that is right for you, but this shopping spree will demand a combination of both Internet and store shopping. So be prepared. Before you order and pay for any mattress online you really should visit a store and try it out. You know, sit on it, bounce on it, ...
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Home and Family
11th April
2009
h3>The dawn of the DNA test Back in the 1700s, the best way to determine paternity was by a good hard look and the child, followed by a good hard look at the father. Enough coincidences and maybe a relationship could be proposed. A hundred years later, eye color was discovered to be a paternity identifier. This theory has had its flaws exposed because of recent DNA advances. We now know that eye color is determined by at least six alleles, or genetic markers. Paternity testing has become a lot ...
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Home and Family
11th April
2009
b>Baby Signing.. Around 20 years ago, two American doctors discovered baby signing and many thousands of mothers are glad they did! There are many reasons why babies cry. You could no doubt come up with a long list of reasons, but frustration is probably low on the list if it's there at all. Baby can't talk yet but wants to tell you how she is feeling: hungry, tired, sad, my nappy needs changing (although you can probably smell that!) or whatever; but she can't. It's enough to make anyone want ...
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Home and Family
11th April
2009
Described below are many baby shower games that will spruce up any baby shower. ABC's Have each person write down each letter of the alphabet. Everyone has to name something that has to do with a baby for each letter. This game should be timed for about two minutes. Whoever has the most items wins a prize. Baby's First Portrait Each guest receives a paper plate and a crayon. Each person must draw a baby. When all guests are finished, vote for the best picture. Baby Business Buy ten to fifteen ...
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Home and Family
11th April
2009
Baby products are a huge market. However, these products are soon disposed of after being used. Why not save some money and get your baby products at huge discounts among your local yard sales. Get some friends together and check out your local yard sales. Before you go, make sure you check the yard sale listings in the newspaper to make sure you don't make any unnecessary trips. When buying baby furniture, make sure it meets current safety standards. Yard sales often have many used cribs, ...
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Home and Family
11th April
2009
Coupons save consumers hundreds of dollars a year. Smart shoppers take the time to look for, cut out, file, and use coupons on a regular basis. You may be surprised how much money you can save in the long run. Coupons are easy to use when organized efficiently. Coupons should be put into groups such as cereals, fruit, pizzas, paper goods, pet food, baby needs, and anything else that you need frequently. With this strategy, you can easily plan to save money each time you make your grocery list. ...
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Home and Family
11th April
2009
When cleaning your house, the first thing you need to do is to find a supply and tool apron. (gardening apron works well) The apron should contain several large, deep pockets. In these pockets, you will keep your cleaning supplies .... (glass cleaner, vacuum nozzles, bathroom supplies, etc.). This little known secret can cut your cleaning time in half. Wear microfiber cloths at all times (they are the best dusting tool for all surfaces.) This way, you have your dusting tool handy at all ...
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Home and Family
11th April
2009
For the first year or two of life outside the womb, our brains are in the most impressionable state they will ever be in. A baby's brain is immediately shaped by interacting with their environment. As a parent, one can have a large influence on their newborns first encounters with learning. The mind learns optimally when appropriately challenged in an environment that encourages taking risks. However, under perceived threat, the mind does not perform as well. This makes it harder to learn when ...
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Home and Family
11th April
2009
Naming a baby is no easy task. However, the following tips will help you give your baby his or her very first gift. 1. Religion: For some parents, religion plays a major role in choosing a baby name. Roman Catholics traditionally choose saints' names. Jews traditionally choose Old Testament names. Names of deceased relatives are often chosen. Protestants often choose both Old and New Testament names. Interesting Fact! : The majority of the people in the Western hemisphere have names from the ...
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Home and Family
11th April
2009
* A baby is born every seven seconds. * Babies are born with very poor vision but can recognize their mothers almost right away. * Babies are always born with blue eyes, within a few moments of delivery their eye color can change. * Babies are born with swimming abilities and can naturally hold their breath. However, they shortly lose this instinct. * Newborns usually double their weight by six months. * Playing classical music will increase a baby's intelligence. * Reading to your child ...
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Home and Family
11th April
2009
The history of names is so ancient that no one know quite where it began. Oral and written history both profess people having names. Earlier names seem to have some sort of meaning, usually descriptive. In contrast, today's names are usually given based upon their popularity or pleasing sounds. Early in prehistory, descriptive names were used continuously. Eventually, a collection of names were formed that identified that particular culture. Today, the meanings of many names are not known, due ...
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Home and Family
11th April
2009
Cupboards and drawers should contain items that are grouped together. Store items where you use them. Put your plates near the table, knives near island or cutting counter, glasses near the fridge, and coffee items near the coffee machine. Clean and organize your fridge and freezer just like you would any other cabinet: grouping like items together. Search for things that are not being used once a week on trash day. If you don't use it, get rid of it. Seasonally used items are better stored in ...
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Home and Family
11th April
2009
College is one of the largest expenses through the course of your child's life. It is also one of the main causes of debt in America. With today's rates of inflation, it is very hard to save for an event that will occur eighteen years down the road. However, capitalistic America has provided many ways to send your child to college without paying a single red cent. Below you will discover just how easy it is to reach financial freedom. Property near college campuses has always been a ...
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Home and Family
11th April
2009
b>Your Taurus Baby.. April 20 - May 20 Taurus babies are usually quiet and calm. They are pleasant characters, sometimes a little shy, and they dislike being the centre of attention but respond well to affection, showing a great deal of affection in return. Although outbursts are rare, a Taurus baby dislikes being opposed and can be stubborn about getting her own way. A young Taurus will work steadily at a task. When raising a Taurus it is best not to try to force your child to do something. ...
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Home and Family
11th April
2009
b>Your Aquarius Baby.. January 20 - February 18 Your Aquarian baby will be outwardly calm, relaxed and delightful and grandparents in particular will dote on her. Aquarians are quick thinkers who want to analyse everything and everyone. An Aquarian child will often be totally unpredictable and come up with with lots of ideas; and she will also be sensitive and intuitive. You may find your child will rebel against commands and rules, but if you leave her to think things through she will normally ...
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Home and Family
11th April
2009
Your Aries Baby.. 21 March - 19 April. A typical Aries has a strong, active body and mind. Aries babies usually walk and talk early, but can be lazy. Attention seekers who like to be in charge, Arians can have a temper when thwarted. Your Aries baby will be generous with toys and have a vivid, practical imagination. With an inexhaustible curiosity, young Arians can achieve a lot in a short time. An Aries baby is usually very affectionate. Raising an Aries baby can be challenging as they are ...
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Home and Family
11th April
2009
b>Your Pisces Baby.. February 19 - March 20 Your baby will have the most winning ways of all babies, and will dazzle you with the sweetest of smiles. She will dislike order and routine and will have an amazing imagination. Some Pisces children live in a world of make believe with imaginary people to talk to, and they believe in magic, fairies and myths - don't ever tell them that Santa Claus does not exist, it will be traumatic! Young Pisceans can have a very active sixth sense. Your child may ...
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Home and Family
11th April
2009
b>Your Sagittarius Baby.. November 22 - December 21 Young Sagittarians are happy and playful. They can be impulsive and will be the kind of child who says 'hello' to everyone, and will be despondent if others don't respond. Your child will be active and adventurous, rarely sitting still, but as a result may pick up more bumps and bruises than other children. A Sagittarian child enjoys company, but when left alone will be content hugging a teddy or blanket. Sagittarians are totally honest and ...
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Home and Family
11th April
2009
b>Your Leo Baby.. July 23 - August 22 Leo children are sunny, friendly personalities who love to be the centre of attention. They love parties and seem to have endless energy. Your young Leo will be more often on the move than still and will love playing games and joining in physical activities. A Leo child will be adventurous and can sometimes be reckless. Leos love parties and will be generous with possessions. You will soon notice that your Leo baby will like to be waited on and Leo children ...
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Home and Family
11th April
2009
b>Your Capricorn Baby.. December 23 - January 19 Capricorn babies thrive on routine and order, which gives them the sense of security they need. They are usually even-tempered and self-contained. Capricorns can be strong-willed and will get what they want by slowly wearing down parental resistance. Young Capricorns tend to prefer older company and they enjoy pretending to be grown-up. Your child will probably prefer to have just one or two close friends rather than being a part of a large ...
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Home and Family
11th April
2009
b>Your Cancer Baby.. June 21 - July 22 A Cancer child can be independent from a young age, often playing alone for hours and inventing invisible playmates. Cancer babies are fascinated by colors and pictures, and they love the different tastes of delicious foods and drinks. Cancer children need to be hugged and loved and they thrive when encouraged. A Cancer baby will change moods frequently and will withdraw themselves if they suffer any kind of rejection. Young Cancer children are quite ...
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Home and Family
11th April
2009
b>Your Virgo Baby.. August 23 - September 22 Virgo children are honest and reliable and usually tidy, although they may have bouts of being disorganised. Quick and alert, your Virgo child can be an excellent mimic, and is likely to be an early talker and, later, an early reader. Virgo children are usually shy amongst strangers and can become upset if teased. Sometimes Virgos are fussy eaters, but they will try very hard to please if they know what is expected of them. Your Virgo child will need ...
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Home and Family
11th April
2009
b>Your Libra Baby.. September 23 - October 22 Libras can be really beautiful babies. Personality wise, your Libra baby will not like to be hurried and will hate having to choose between two things. Libra children often seem older than their years and unexpectedly knowledgeable. Libras thrive when treated fairly and will obey rules that are seen to be fair. They treat others well and are kind-hearted. Parents will need to guard against the Libra child's ability to wheedle almost anything out of ...
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Home and Family
11th April
2009
b>Your Gemini Baby.. May 21 - June 20 Gemini children are lively youngsters who can seem to be everywhere at once! They can be precocious and are often chatterboxes. Your Gemini baby will love to explore and needs plenty of space to do so. In fact, a Gemini baby may become irritable if cooped up. Geminis are friendly and bright and alert. A young Gemini will enjoy playing with toys that involve using his hands and fingers and some Geminis may be ambidextrous. Gemini children have lively ...
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Home and Family
11th April
2009
b>Your Scorpio Baby.. October 23 - November 21 Young Scorpios have strong personalities. They know what they want and will go out and get it. Very loving and loyal to family and friends, Scorpios can, however, be wary of strangers. Your child may develop a trait of keeping his thoughts secret, but at the same time will be adept at finding out everyone else's secrets. Scorpios can often bear pain well so parents should learn to recognise small signs of discomfort from their babies. At play a ...
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Home and Family
11th April
2009
b>Diapers.. Changing a dirty diaper is not the best part of having a baby, but there's no escaping it. And you'd better get used to it - you'll be changing around 5,000 diapers before baby's potty trained! The first question is whether to use disposable diapers or reusable. In a nutshell, disposables are less trouble, more expensive, and not environmentally friendly. Your Granny wouldn't recognise a reusable diaper today. Gone are the cotton squares and safety pins, replaced by shaped cotton ...
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Home and Family
11th April
2009
b>Breastfeeding Your Baby.. Everyone tells you that breastfeeding is best - but why?
  • It contains all the nutrients baby will need.
  • Breast milk contains antibodies which help baby to fight infections.
  • It is more digestible, so baby is less likely to suffer from diarrhoea or other stomach upsets.
Breastfeeding is good for mum too.
  • It burns off about 500 calories a day by using your body's fat which was put on to help you breastfeed.
  • Breastfeeding triggers the retraction of the womb.
It's ...
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Home and Family
11th April
2009
b>Your Pisces Baby.. February 19 - March 20 Your baby will have the most winning ways of all babies, and will dazzle you with the sweetest of smiles. She will dislike order and routine and will have an amazing imagination. Some Pisces children live in a world of make believe with imaginary people to talk to, and they believe in magic, fairies and myths - don't ever tell them that Santa Claus does not exist, it will be traumatic! Young Pisceans can have a very active sixth sense. Your child may ...
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Home and Family
10th April
2009
Any parent of an active toddler has asked this question: 'When should my child start wearing shoes?' There is no clear consensus. Some parents buy shoes as soon as their baby pulls herself into a first tentative stand; others wait as long as possible, preferring not to constrict their children's feet. 'As a general rule, kids will need shoes when they are ready to start walking around outdoors,' says Peggy Wells, who is both a mother and president of Pip Squeakers, a children's shoe company. ...
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Home and Family
10th April
2009
There may really be a real monster under your kid's bed! Seriously, they could actually be there! If you are a parent you have heard about monsters under the bed and in the closet. There was even a movie about Monsters coming into kid's bedrooms through the closet. They were collecting screams, or some such. There are many unknown underlying problems that can keep a child from wanting to go to bed. * Mommy and Daddy were sharing cross words just before bed time * Brother Johnny told them they ...
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Home and Family
10th April
2009
His head is tilted back, mouth slightly open. His breath is slow and steady and his eyes almost all-closed but slightly open. His neck nestles over the crook of my arm and I stare at his face as he breathed in and breathed out. A feeling of overwhelming love washed over me. I was totally at peace as I watched my son sleep in my arms. I must say that there's absolutely nothing quite like it at all. When was it that he got so big? He's almost too big to fit into my arms as his legs dangled off ...
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Home and Family
10th April
2009
Are you thinking about putting an area rug in your children's play area? These rugs can be great fun for kids. Many have fantastic colors and designs on them. Some have games or puzzles that the kids can play. Our favorite are area rugs are the ones with race tracks on them, the kids can race their play cars around the city. When choosing the perfect area rugs for your kids play area keep the following tips in mind. Kids are more prone to getting the carpet dirty. Of course you already know ...
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Home and Family
10th April
2009
Hanging a wall clock is like hanging a picture in a room. It is part of the overall décor. You can try different strategies to use wall clocks as decorative pieces in your home. One way to decorate with wall clocks is to hang several different ones in a row, as if they were an art gallery. Wall clocks are generally fairly inexpensive and it wouldn't be too difficult to start a clock museum in your own home. Another interesting clock decoration idea is to buy matching clocks. You can place one ...
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Home and Family
10th April
2009
First Prayers for Children Book Review ' My First Book of Prayers by Claire Freedman Reviewed by Lisa M. Hendey If you're looking for a great gift for a young child in your life, take a look at My First Book of Prayers (Kregel Kidzone, November 2004, hardcover, 32 pages) by author Claire Freedman. This book, aimed at children ages four through eight, features prayers for just about every occasion a child could encounter at home or school. The prayers are written in contemporary language, ...
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Home and Family
10th April
2009
She stood before me with two black eyes. Once a gregariously happy woman, she was now reduced to a shadow of the woman I used to know. Her name is Kelly. Everyone knows a Kelly at least once in their lifetime. Or, the Kelly could be you. This is a true story... Kelly is in her early thirties with three young children, all girls. Her last child was born just a few short months ago. What should be a time of happiness and joy is a time of hurt and pain. You see, Kelly is at the mercy of her ...
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Home and Family
10th April
2009
b>A Baby's Reflexes.. A baby is born with certain reflexes to protect them during the first few weeks. These reflexes will disappear after a few weeks and be replaced with voluntary movement during baby's development. Doctors will check these reflexes to ensure his central nervous system is working correctly. Walking Reflex If you hold baby in an upright position with his feet touching the floor, his legs will seem to be trying to walk. This reflex will last for about 3-4 weeks, and he won't ...
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Home and Family
10th April
2009
b>The Chinese Year Of The Tiger.. If you were born under the Chinese sign of the Tiger, it doesn't pay to argue with you! Tigers are usually larger than life, warm-hearted extroverts. They can't help being noticed and are often very good-looking. However, they can be quick tempered, laughing and joking one moment and angry the next, turning on anyone who annoys them. Tigers are fearless and will pursue a perceived wrong no matter what. They have a restless spirit and hate to be confined. Tigers ...
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Home and Family
10th April
2009
b>The Chinese Year Of The Rat.. People born under the Chinese sign of the Rat are lucky! Rats are intelligent and great with people, surrounding themselves with many friends. The Rat's natural charisma ensures they are the centre of attention at social gatherings. They keep their friends too as they are very loyal. Rat people enjoy the good things in life, fine clothes, wines and gourmet food. However, they can have a mean streak, they don't waste money and have an eye for bargains. They are ...
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Home and Family
10th April
2009
b>The Chinese Year Of The Pig.. If you were born during the Chinese sign of the Pig, you will make a great pal. Pigs are everything you would want in a friend: kind hearted and easy going, they forgive easily and don't bear grudges. They prefer to be generous and have sunny natures, preferring to be calm and cheerful. People born under this sign work hard to secure their own comfort. Although not very ambitious, they can be successful because they prefer to do a job well. They accept advice so ...
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Home and Family
10th April
2009
b>The Chinese Year Of The Snake.. If you were born under the Chinese sign of the Snake, you are a classy one! Snakes are wise and subtle, achieving through wit, cunning and stealth. Usually slow moving, they can strike with lightening speed, taking others by surprise. People born under this sign are graceful and elegant. They are also cultured and intelligent, loving good books, music and the theatre. Snakes dress well and will never wear fake jewellery or cheap substitutes. Snakes are ...
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Home and Family
10th April
2009
b>The Chinese Year Of The Ox.. If you were born under the Chinese sign of the Ox, you would make a great friend!. Ox people are as honest as the day is long. They are instinctively trusted by others and rightly so. Straight forward and down-to-earth, the Ox says what he thinks and does what he says, disliking any form of deceit. People born under this sign have strong emotional feelings but find it difficult to express these verbally. They don't rush into friendships, but once a friendship is ...
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Home and Family
10th April
2009
b>The Chinese Year Of The Rabbit.. If you are born under the Chinese sign of the Rabbit, you will make a great diplomat! Rabbits are clean and neat, quiet and often softly spoken. They dislike conflict and will go to great lengths to avoid discord. Rabbits thrive in tranquil, harmonious settings and become unhappy in noisy, argumentative company. People born under this sign develop good diplomatic skills and they are good at calming heated emotions. So much so that they are often thrown into ...
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Home and Family
10th April
2009
b>The Chinese Year Of The Monkey.. People born under the Chinese sign of the Monkey are great fun to be around. Monkeys are bouncy people, always young at heart, born entertainers, loving pranks and riddles. Happiest when they have an audience, they love social gatherings that are light-hearted. Others forgive their tendency to show off because they are such fun to have around. People born under this sign are intelligent and quick thinkers. However, this can lead to impatience with others and ...
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Home and Family
10th April
2009
b>The Chinese Year Of The Horse.. If you were born under the Chinese year sign of the Horse, you're great fun! Horses are usually strong, handsome people with bags of energy, natural athletes often drawn to outdoor sporty activities. Not suited to paperwork, people born under this sign dislike dealing with detail and need plenty of exercise to keep alert. Horses need to be the centre of attention and need to be liked. However, they can be stubborn and want complete freedom to do as they wish ...
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Home and Family
10th April
2009
b>The Chinese Year Of The Dragon.. If the dragon is your Chinese year sign or the Chinese sign of your child, you'll be glad to know that dragons are often good humoured and excellent company. They tend to see the larger picture and have a dislike of detail. Born leaders and original thinkers, Dragons can be very successful, although they have a tendency to plough on regardless and are reluctant to admit mistakes. People born under the sign of the Dragon love action and excitement and find it ...
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Home and Family
10th April
2009
b>The Chinese Year Of The Goat.. Goats are gentle people, kind hearted and caring about the well-being of others. They are possibly the nicest personalities in the Chinese zodiac. If they accidentally cause others unhappiness they will be distraught. Often quiet and shy, Goats usually get their own way by using their charm. People born under this sign are good with people, their compassion making them great comforters - they have all the requirements for a successful and rewarding career in ...
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Home and Family
10th April
2009
b>Chinese Year Of The Dog.. If you or your child was born under the Chinese year sign for the Dog your friends will be glad you were! Meeting people for the first time can be difficult for Dogs who tend to be cautious about trusting people. They take care to sum up other people but their instincts are usually correct. Once a Dog has befriended you he will be a friend for ever. Dogs do not expect others to be perfect and will forgive a great deal rather than break a friendship. Honest, sincere ...
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Home and Family
10th April
2009
b>Why We Celebrate Valentine's Day.. The oldest Valentine card still in existence was sent in 1415 by Charles Duke of Orleans, at the time a prisoner in the Tower of London, to his wife. The Valentine's card is now preserved and displayed in the British Museum. However, the origins of Valentine's Day lie in ancient Rome. Over the years the ever expanding Roman empire became more difficult to police and there was an increasing shortage of soldiers. Believing that married men were too attached to ...
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Home and Family
10th April
2009
b>The Origins Of Mother's Day.. Today Mother's Day or Mothering Sunday is celebrated all over the world. For florists and card shops the event is one of the highlights of the year, but the roots of Mother's Day are not commercial. Motherhood has been celebrated since ancient times. The ancient Greeks paid homage to Rhea, the Mother of Gods; and there are records of the ancient Romans worshiping a mother Goddess known as Cybele as early as 260 BC. Festivals took place in the spring which was the ...
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Home and Family
10th April
2009
It's time to replace that old car. Your repair bills are starting to add up to more than the payment would be. But how do you know for sure if you can afford another vehicle? People ask themselves this question regularly, and not just about cars. Unless you have control of your finances there is no way to tell. You have to know how much your income is and how much your bills and expenses are to find out if you have enough left over for any purchase. The only way to accomplish this is to have a ...
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Home and Family
10th April
2009
If you are worrying about your money problems it's time to STOP IT NOW! Easier said than done, huh. In my 25 to 30 years working with personal money management problems I have never seen worry help solve the problem. In fact it has just the opposite effect. Worry clouds your judgment. You have certain actions that you need to take to get your problems solved and you will need a clear head to make the necessary decisions. In some cases the worry leads to desperation and is used as an excuse ...
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Home and Family
10th April
2009
Author's Note: This article is one lesson from the free email course "Beginner's Guide To Budgeting" There are several factors that contribute to budgets failing. The most common is that people just don't want to change the way they live and how they handle their money. We get comfortable with the way we live and making a major lifestyle change is something that scares most of us. But, my friend, this is probably what it will take to get your finances in order and keep them that way. I can ...
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Home and Family
10th April
2009
Above all else, the furniture in the living-room should make it livable. It should be grouped so that it offers centers of interest, convenience and comfort. Look for upholstered seating with homespun-type fabric, or toss a pieced quilt over plain fabric or leather. An old rocker is a great addition. By the time you are ready to choose the furniture for the living room, the walls and floor coverings should be in place so that the choice of furniture will be merely the selection of the best out ...
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Home and Family
10th April
2009
Despite all of the hassle moving represents, when the anxiety is gone and the dust has cleared, most of us have to admit that it's a liberating experience. It forces us to rid ourselves of the clutter accumulated in the house we're leaving. Whether of not you buy new furniture for your new residence, the motions of packing up and heading for different surroundings is a positive experience for most movers. It's an opportunity to start over. Before you move, it's a good idea to take inventory of ...
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Home and Family
10th April
2009
Joel Jehovah is God Joel 2.28: "And it shall come to pass afterward, that I will pour out my spirit upon all flesh; and your sons and your daughters shall prophesy, your old men shall dream dreams, your young men shall see visions." My son, Joel Lamar Rozier, was born June 20, 1977 in Augsburg, West Germany. We were so happy to have a new addition to our home. Joy (Joel's sister) was kind of jealous. He took away some of the attention that she had all to herself. One day, after Joel had been ...
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Home and Family
10th April
2009
If you have house plants, and you're moving to a new location, you have three options: donate 'em, dump 'em, or dare to take 'em with you. So, you may not care for your plants like a "Professional," but Charlie Nardozzi, senior horticulturist for The National Gardening Association, provides some great advice for those who can't bear to leave their precious plants behind: If you're flying to the new location: "I believe your first step should be to contact the airline you are travelling with. ...
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Home and Family
10th April
2009
Let's face it, there is no "moving fairy." No matter how long you procrastinate, no twinkling spirit is going to show up, wave a magic wand and instantly transport all your household goods from your current home to your new one. If you're going to move, you have to pack. With that in mind, here are six tips to help you get through this chore with a minimum of aggravation: 1. Start early. Packing always takes longer than you expected. The sooner you start, the more momentum you'll generate and ...
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Home and Family
10th April
2009
Yes, Uncle Sam stands ready to help soften the expense of your job-related move. No, he isn't quite as generous about it as he used to be.You may be eligible to deduct some moving expenses if: * Your new job or job transfer is at least 50 miles farther from your home than the old one was. * If you had no previous job, the new one is at least 50 miles from your old home. * You are in the armed forces and had a permanent change of station. You are eligible if you are working full-time (defined ...
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Home and Family
10th April
2009
One of the biggest hassles of moving to a new apartment is packing, and unpacking-- your belongings. While it's tempting to just throw everything in any box, packing isn't that straight-forward. Breakables and odd-sized items need to be protected, boxes need to be light enough to lift and carry and items that are housed in various rooms need to travel together. One terrific way to make packing and unpacking much easier (and save money on your moving costs) is to clean house and clear out the ...
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Home and Family
10th April
2009
This weekend, I moved from an old apartment into a new, bigger, WONDERFUL town home. Just like any move, this one wasn't very fun. No matter how many times I do it, there are always an infinite number of sentences beginning with "I wish I'd...." or "It would've helped so much if we'd...." This move, I realized that the moving process needed to be organized like a scientific experiment. There are materials you need, there's a procedure to follow. The result? You finish moving, and can settle ...
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Home and Family
10th April
2009
Children respond to the general atmosphere set in the home by the attitudes of their parents. If you look at moving as an exciting adventure full of new possibilities, then chances are very good that you will infect your children with enthusiasm and anticipation. Many times we forget that making more money or moving to a larger home is not a change that children will understand. The younger the child, the less able they are to "see into the future" as you do. They tend to focus on losing the ...
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Home and Family
10th April
2009
In a short time, I'll be moving again. The thought of it makes my hair stand on end. Strangely enough, my trepidation doesn't come from the process of packing itself - although it's certainly a pain to wrap all of one's dishes in newspapers and bubble wrap, to lug all of the clothes out of the closet and to make the executive decision whether or not to throw away that salad shooter that I've never used but for which I'll probably devise an ingenious use the moment I pull away from the ...
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Home and Family
10th April
2009
Your spouse arrives home one day with the news that he or she has been offered a job transfer. The opportunity is too good to pass up, and within a short period, you're headed across the country to begin a new life in a new city. You barely have time to select a new home, let alone consider where you're going to enroll your child in preschool. Which school would be best for your child? Which one is closest to your new home? You figure you'll explore your options after you move into your new ...
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Home and Family
10th April
2009
Moving day stinks. There's no two ways about it. You've spent hours packing up and preparing for the arrival of your movers. Then you hold your breath as they begin the arduous process of transporting all of your worldly possessions from one place to another. You hope your furniture survives the journey and that your new home survives the move-in process unscathed. Few of us are able to claim that our homes or furniture didn't suffer a single scratch, that a mirror didn't break or that at least ...
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Home and Family
10th April
2009
A pet-loving Internet entrepreneur has launched a new Web site that he hopes will help pet owners have an easier time renting apartments by providing them a warranty against property damage. The site is Leasewithpets.com. Founder Keith Snow said he and his wife developed the company because they had a hard finding rental units that would welcome both them and their dogs. "My wife and I have dogs," he said. "We had a lot of problems with landlords who did not accept us because of fear of ...
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Home and Family
10th April
2009
When you're choosing a pet, you never consider the mark that your new dog or cat is going to make on your home ... literally. Even if you manage to housebreak your pet with complete success, you'll find evidence of your furry friend throughout the house -- from hair on your bedspread to snags in your sofa to the slight stench that's been hanging in the dining room ever since Fido shook himself dry after a romp in the rain. If your furniture is dark and your pet has white, orange or another ...
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Home and Family
10th April
2009
Getting through the emotional stress of moving is difficult enough for adults and children. But what about pets, a species with whom we can't even level? Pet owners are often baffled by their pets' behavior during and after a move. Sometimes it's a personality change, a regression in housebreaking habits or a sudden unexplained illness. Even if you don't notice something that dramatic, there's no question that your faithful companion is feeling stress. How do you move your pet and keep the ...
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Home and Family
10th April
2009
It's disappointing when the only thing holding someone back from that perfect apartment is a "no pets allowed" clause. Rather than going through the extra effort of finding a rental unit which fits their personal criteria and accepts their pet, some people think they have no other choice than to leave Fido or Fifi behind. The Humane Society of the United States (HSUS) has created a web site dedicated to easing the difficulties of finding a great apartment that will welcome both you and ...
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Home and Family
10th April
2009
It's said that Rome wasn't built in a day. Many strokes topple mighty oaks. You can eat an elephant a bite at at time. If you are facing a move, old axioms like these can offer some encouragement, but how about some practical advice? What you really need are step-by-step tips that will help you chip away at the daunting task of packing, moving and settling in. Courtesy of NorthAmerican Van Lines, here is a checklist of things to do to prepare to move: Two-Three Weeks * Fill and transfer ...
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Home and Family
10th April
2009
You've just signed a new lease on the apartment of your dreams. As soon as the initial excitement wears off, you realize you're facing a daunting task, packing for the cross-town move. You have only 30 days and you want to make sure all of your belongings, including your big-screen television, your grandmother's china and your collection of miniature unicorns, arrive safely. Fortunately, moving experts of all sorts have compiled tips and suggestions for novice movers. Generally, smaller items ...
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Home and Family
10th April
2009
Looking for a place to live when you suffer from any type of physical disability can be incredibly frustrating. Not only must you go through all the typical stresses of finding a safe, comfortable home with an aesthetically pleasing environment, but you must also look for handicap accessibilty. If you're looking on your own, the search can be long and difficult. Marcy* was diagnosed with Tourettes syndrome at the age of sixteen. Due to this disease, she is unable to work and thus is forced to ...
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Home and Family
10th April
2009
Have you recently moved into a new apartment? Wonder why your mailbox is empty? Did you remember to redirect your mail? It's difficult to remember all of the things you need to take care of before leaving your apartment. You've got hours of packing, cleaning and toting, and no matter how organized you are, 99% of the time, you'll end up forgetting something. Whatever you do... just make sure you don't forget to notify everyone about your change of address. There are two ways to do this: The ...
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Home and Family
10th April
2009
Biting her keys in her mouth, Phyllis jiggled the condo door open with her free fingertip. Peeking over bags of groceries, she stumbled through the living room and into the kitchen. Step. Step. Step. Squish......? Setting the groceries down, her line of vision shifted to her feet... now immersed in a lukewarm puddle of water, and as she scanned the room, she saw that her couches... chairs, and coffee tables were also about to set sail. Frantically searching for the culprit, Phyllis became more ...
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Home and Family
10th April
2009
You couldn't afford to pay the rent this month, but you were too scared to approach your landlord. Now you've come home to find a bright yellow Eviction notice taped to your front door. A million things zoom through your mind. What are you going to do? You can't afford to make the rent payment on your own. You can't afford your rent... but you can't afford to ignore the situation either. You should seek assistance immediately after receiving an Eviction notice. Waiting and worrying will ...
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Home and Family
10th April
2009
In the event that a landlord decides to evict their tenant, he or she must follow certain guidelines. The landlord can legally evict you for three different reasons: 1. You miss a rent payment. 2. You violate the rules stated in the lease i.e. unauthorized pets, failure to leave after lease is up, etc. 3. You abandon the rental unit for more than half of the rental period and did not notify the landlord you would be leaving. You can NOT be evicted for race, religion, children, nationality, or ...
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Home and Family
10th April
2009
Reading over a lease can be nerve racking. You have to scrutinize every clause in order to make sure you will be comfortable in your apartment, but how can you do that when it seems like it's written in another language?! According to the Worcester Polytechnic Institute (WPI), Office of Residential Services, leases are written in another language... or at least a language of another century. "Leases were developed in medieval Britain and some of the language used in them dates from that time, ...
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Home and Family
10th April
2009
Maybe you'll sign the lease, move in to your new apartment, and everything will go as you desired. There's a chance that you will never have any lease problems. However, there's also a chance that by signing the lease without scrutinizing it, you missed paragraph five, section "b" which informed you that if a rental payment is one week late, you will be evicted, your tires will be slashed and your first born child will be stolen and sold to gypsies. Don't let this happen to you! Suzie, the ...
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Home and Family
10th April
2009
Summer is fast approaching, and college students throughout the world are rejoicing. Whether you're spending your summer working or playing, the thought of moving out of those smelly dorms and into an apartment has probably crossed your mind more than once. If so, you'll need to learn a little about subleasing. Typically, landlords will not directly rent out apartments for terms shorter than six months. However, they realize that there are tons of students out there looking for summer ...
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Home and Family
10th April
2009
If you're the landlord of a complex in high demand, you have to have high standards for your tenants. You don't want to rent to any Joe Blow and then lose the building a month later because he's been growing an "herbal garden" in the bedroom. In order to avoid any complications with your new tenants, the background check you perform should be extensive. Typical rental applications look something like this... but if your apartment or home is in high demand, you should have high demands on your ...
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Home and Family
10th April
2009
You may be interested in finding tenants to occupy your property while you're temporarily away from your home. Many people feel more comfortable hiring letting agents to manage their property for them. By hiring a professional to take care of their home, the homeowners don't have to handle typical tenant dilemmas. Choosing a Letting Agent A personal recommendation is always the easiest way to find a good letting agent, but if you don't know anyone who has used one, you'll have to look for one ...
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Home and Family
10th April
2009
If you're the landlord of a complex in high demand, you have to have high standards for your tenants. You don't want to rent to any Joe Blow and then lose the building a month later because he's been growing an "herbal garden" in the bedroom. In order to avoid any complications with your new tenants, the background check you perform should be extensive. Typical rental applications look something like this... but if your apartment or home is in high demand, you should have high demands on your ...
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Home and Family
10th April
2009
The headline and accompanying article were only 3 sentences long: "Tragedy Strikes Local Family - Donald Jenkins was killed yesterday evening in a single car accident when the vehicle he was driving hit a patch of ice and lost control striking a concrete bridge support. He is survived by his wife and three children.' Can two sentences sum up the life of Don Jenkins? No way. You see I knew Don Jenkins and I bet you have friends just like him. A great guy, a loving husband and a caring father. ...
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Home and Family
10th April
2009
'Okay. I'll admit it was not nearly as romantic as flying her parents and my parents all the way to Italy so that I could walk her to a beautiful plaza and scream at the top of my lungs how much I love this woman while draping a huge string of diamonds around her neck,' says 45 year old Lance Forbisher, 'But I did score some points for ensuring that if I die unexpectedly, she and our four children could be taken care of without her having to sell the one diamond she already has!' Mr. Forbisher ...
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Home and Family
10th April
2009
So, you're looking for an apartment to rent or share with a roommate. Whether you're a first-timer or an experienced apartment-hunter, it's worth taking the time to decide what's most important to you in where you live and to plan your search strategy accordingly. With that in mind, here are eight tips to consider: 1. Make a list of your top housing priorities. Do you need extra parking spaces? A place that welcomes pets? A large kitchen or linen closet? A ground-floor entrance to your home? ...
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Home and Family
10th April
2009
Sometimes your chosen career path can take you away from the bright lights of the big city to the quiet, slow pace of a rural community. If you want to be a ski instructor, for example, you will more likely settle in one of the small Rocky Mountain towns of Steamboat Springs, Durango or Beaver Creek than in the big city of Denver. You may be in the motion picture/television business where a job awaits you not in Hollywood, but in the burgeoning film capitols along the Carolina coasts in ...
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Home and Family
10th April
2009
You're being transferred to a new city in another state for a position that you start in exactly two weeks. You fly to your new hometown to select an apartment. You have exactly two days to make a decision and sign a lease, so when, after much searching, you find a vacancy in a relatively decent property, you're anxious to sign when the lease is placed in front of you. Resist the urge. As mentioned in previously in our report "Avoiding Tenants' Tribulations," wearing rose-colored glasses can ...
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Home and Family
10th April
2009
The commercial and residential building trend for today is more living area space and less bedroom space. When an apartment complex has to compromise - the large bedroom and its accompanying storage space will be the first to get the pink slip. Lack of storage space is a flash from the past, when storage was not in walls or in shelving but in massive pieces of furniture each had a specific purpose and the grouping seemed to take up the whole room. As a renter - you'll have to supply your ...
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Home and Family
10th April
2009
Rent control is one of those concepts that seems like a good idea, at least until you think about it for more than 60 seconds -- an unusual event in an era of bumper-sticker philosophies and instant analysis. The modern rent control era began with the federal Emergency Price Control Act of 1942. Such legislation was enacted while the country was at war both in Europe and Asia, and there was a need to prevent profiteering at home. Once the war was over, the need for price controls went away -- ...
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Home and Family
10th April
2009
When you're on the lookout for an apartment, one of the first things to enter your mind is whether or not you plan to have a roommate. Undoubtedly, you've heard from proponents and opponents sitting on both sides of the argument. If you go the roommate route, you can reduce your rent by 50 percent. Even if the two of you aren't as snug as two peas in a pod, at least once a month (when you pay your rent), you'll be thankful. And if, even better, the two of you become instant friends, you've got ...
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Home and Family
10th April
2009
I've just seen 'hannah montana the movie'!! and it's just as awesome as the tv show only bigger and prettier and she doesn't fall down so much. basically hannah the pop star is getting way too cocky for a secret identity so her dad (i wish billy ray cyrus would shave his chin) takes her home to tennessee to remind her her real name is miley stewart (well it's really miley cyrus but you know what i mean). and she falls in love with this cooool cowboy (i wish we had cowboys in new york!) ...
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Art and Entertainment
10th April
2009
If you're getting ready to rent, don't do what this editor did once ... a long, long time ago. Don't walk into the unit -- particularly if it's not the same unit you're getting ("It's pretty similar," you'll be assured, but don't listen) -- nod, and let that affordable rent lure you into blurting out, "I'll take it!" (That exclamation is often fueled by that familiar lust for freedom that new twentysomething college graduates experience. The fear of another year under Mom's and Dad's roof is a ...
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Home and Family
10th April
2009
Although families are moving to multifamily housing in record numbers -- and three-bedroom units are in demand like never before -- apartment life remains a rite of passage for the young and unmarried, and twentysomethings still predominate in many apartment complexes. Even singles who enjoy cooking face the nightly dilemma from which no lone resident is exempt: What do you cook for dinner? Once you locate a recipe (and for some of us, that's a leap we'll never make), do you have the time to ...
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Home and Family
10th April
2009
You and your landlord share a common goal: You both want to ensure the protection of your interests. Obtaining a security deposit from you -- usually ranging from $100 to a full month's rent, and averaging $250 -- is how your landlord obtains a degree of insurance from you. The deposit covers your landlord should you cause any damage to your apartment while you are a tenant. Your landlord, in turn, may keep the deposit if you fail to pay your rent or you leave before the end of your ...
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Home and Family
10th April
2009
Child care costs are are one of the most expensive costs associated with going back to work. Finding ways to cut down on child care costs without sacrificing quality child care is a top priority for all working parents. Here are a few ideas that can help trim your child care costs without sacrificing child care quality: See if your employer has a child care flexible spending account. This is a special account that the Internal Revenue Service (IRS) - http://www.irs.gov/faqs/faq-kw87.html - ...
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Home and Family
10th April
2009
Once you sign the lease to a rental unit, you are automatically entitled to certain privileges. Unlike homeowners, you are not responsible for making all repairs. Landlords are required by the Landlord-Tenant law to keep things a "fit and habitable condition" during your residency. If the landlord fails to do this, you may have to get a bit aggressive. Although the specifics of these requirements will vary slightly from state to state*, the responsibilities of landlords are generally the same. ...
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Home and Family
10th April
2009
Maid service. Cable TV. Concierge services. A bathroom stocked with all of the essentials -- shampoo, mouthwash, toothpaste, strategically placed towels. A gift basket. An ironing board. But you're not in a hotel. Instead, you're staying in corporate housing, a fast-growing market across the United States that's proving to be more cost-effective for companies and more comfortable for employees. And the race is on for the most comprehensive and luxurious services possible. If you're on ...
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Home and Family
10th April
2009
Tenants and landlords are expected to fulfill certain duties, but what are they? It's sometimes hard to distribute the chores and responsibilities between landlords and tenants. Typically, these things are mutually agreed on once the lease is signed. However, Dessen, Moses & Sheinoff, Attorneys at law say that residential tenants are granted with at least one inalienable right regardless of what the lease says: the implied warranty of habitability. According to DM & S, "this means that the ...
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Home and Family
10th April
2009
When you sign a lease committing yourself to a unit in an apartment complex or building, you're agreeing to live in close quarters with strangers. You're also making the assumption that your building will be properly managed and maintained. That includes such factors as air quality and adequate pest control. As a tenant, you have rights, of course, but some of the most serious threats to your health -- such as carbon monoxide -- are ones you can't even see or smell. Particularly scary is the ...
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Home and Family
10th April
2009
Most landlords consider it routine to re-key the locks before renting an apartment to a new tenant. However, this isn't always the case. Maybe the landlord insists that all the keys to the apartment were turned in... but how can you be sure? I heard a humorous story about a man (we'll call him Bob) who lived in a complex which didn't re-key the locks. Bob had lived in the same apartment for several years, and while he was there, he made a copy of the key for his friend (we'll call him Joe). Bob ...
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Home and Family
10th April
2009
Your heart starts pounding... breathing becomes labored, and your head starts to ache. You wipe the sweat from your forehead and try to gather your thoughts. Have you just had a heart attack? Not at all. This is your body's reaction to excessive noise. "Studies of the physiological and psychological effects of noise...indicate that protracted noise can impair one's hearing, dry the mouth, dilate pupils, raise cholesterol, elevate blood pressure, burden the heart. Constant noise can bring ...
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Home and Family
10th April
2009
According to Diane L. Silva, an attorney at law in California, "The purpose of filing an eviction action, an "unlawful detainer," is to obtain possession of the premises. The landlord may also obtain a judgment for rent owed, court costs and attorney's fees (sometimes). The award of rent in the action is considered to be incidental to the primary purpose--the recovery of the premises." The process is difficult, and in order to clarify these things, Lane County Legal Aid Services put together ...
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Home and Family
10th April
2009
Curious about what exactly your landlord is responsible for? Here's a list of things your landlord can and cannot do. According to law, you landlord must... (a) make sure that your house or apartment complies with all building, housing and health codes that significantly affect your health and safety. If you feel your landlord is not following the building, housing or health codes, you should contact your local tenant's union. (b) make all repairs necessary to make your house or ...
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Home and Family
10th April
2009
Thanks to home offices, computer/game rooms and improved entertainment centers, Americans are spending more and more time enveloped in home activities. While having access to all that we need under our own roof is convenient, it can also be noisy. If you live in an apartment or condominium community, you share most of your walls with neighbors. Because of this, you should be extra careful about the amount of noise you make. If neighbors have made complaints about the noise coming from ...
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Home and Family
10th April
2009
It's 2 in the morning. You're lying in bed trying to sleep because you have a big meeting tomorrow morning. You feel a pounding sensation in your head. At first, you think it's a headache. But then you realize that it's the funky disco beat blasting from your next-door neighbor's stereo, reverberating through your bedroom and rattling your windows. Before you pound on the neighbor's door and yell something you'll regret, or, even worse, resign yourself to living with the noise, try some more ...
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Home and Family
10th April
2009
When you move in to a rental property, you agree to let your landlord handle many of the repair and maintenance problems. You also agree to lose some of your privacy rights. Unless your landlord is incredibly talented, he, or one of the people responsible for maintaining the property, must enter your home in order to make repairs and give inspections. When you're drawing up the lease, it's important that you include a clause regarding the landlord's right to enter your property. Without it, ...
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Home and Family
10th April
2009
So you're moving into a new apartment? The list of things you should check on before signing that lease seems never-ending. You have to worry about location, environment, convenience, cost, aesthetic appeal, etc. But wait... there's more! One more thing to check out is what you, the tenant, are responsible for bringing to the apartment. Realize that just because the model apartment you toured with your landlord displayed the lovely washer/dryer 2000 unit doesn't mean you'll have one in your ...
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Home and Family
10th April
2009
When trying to decide which apartment will be best for you, it's important to consider the amount of support each landlord is willing to provide for his or her tenants. In order to determine this, you should find out the way potential apartments handle maintenance as well as security issues. It's important to find out the way your landlord handles repairs before they become a problem. You might be looking at an apartment with a great Jacuzzi-style tub... but if your landlord's never there to ...
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Home and Family
10th April
2009
s a tenant, you have many advantages over homeowners... you don't have to mow the lawn, or paint the house, or repave the driveway. It may seem like you haven't any responsibilities above and beyond getting the rent check in on time... but you do. Through the landlord-tenant laws, you are required to do several things: # Keep your apartment or house safe and sanitary. # Dispose of trash and garbage in a sanitary manner. While your landlord will usually maintain the outside of a rental ...
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Home and Family
10th April
2009
When leases end, landlords typically continue to rent the home or apartment on a month to month basis until one of the parties indicates otherwise. If you want to end the lease and you want to keep most of your security deposit, you will need to make the transition easy on your landlord. Let Your Landlord Know Your're Leaving: Just because you know you're planning to move at the end of the month doesn't mean your landlord does! Look at your lease to see how many days notice you must give your ...
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Home and Family
10th April
2009
A Tool to Help Mothers Order their Lives Review of Orderly Days from Kate Conway and Motherhood Press By Lisa M. Hendey Typically by this time of the year, calendars and planners are marked down to half price and most moms have given up on yet another set of New Year's resolutions, including the perennial favorite one to get their lives organized. Thankfully, this year there is a new tool on the market that will help revolutionize the homes and spiritual lives of many families. The Orderly ...
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Home and Family
10th April
2009
One of the advantages to living in a rental unit is the presence of a landlord. It's a nice treat not to have to worry about finding a reliable handyman to make the needed repairs. As a tenant, you hardly ever have to worry about being handed an unreasonably large bill for fixing a leak, etc. Your landlord is responsible for seeing that the repairs are made in your unit in a timely fashion. You are responsible for turning in a proper repair request in a timely fashion. So what is a proper ...
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Home and Family
10th April
2009
Yvonne Pierre is an inspiration. She is a very strong, black single mother of two children - one of whom has Down Syndrome. She lives locally in the Atlanta area. This is her story. A mother's intuition is always right. Throughout my pregnancy, I felt that there was something special about my baby, but I could not put my finger on it. Shortly after giving birth to Zyon, looking at him for the first time, I thought I noticed something unusual in his appearance, but as the Medical staff ...
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Home and Family
10th April
2009
There are times when my ideas of raising a child is different from the elderly and others. To begin with, my baby is not an easy one. Because we're all different and have contrasting ideas about raising their own children, we should expect contradiction...especially if we have to depend on others to help take care of our children while we're away at work. Sometimes, others may refer to your child as a BAD BABY just because your child is not as 'well behaved' as others. But through the years of ...
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Home and Family
10th April
2009
Ever feel like you're out of the loop when it comes to the unspoken rules of kids party etiquette? Experienced Moms and Dads know the do's and don'ts of both hosting and attending kids parties. Here are some pearls of wisdom from these parent experts to those just starting out on the party circuit... INVITATIONS The rule of thumb passed down by experienced Moms and Dads is to invite the same number of party guests as your child's age. Resist the temptation to invite every child in your ...
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Home and Family
10th April
2009
Article based on a friend's experience I just wanted to share an experience I just had with my daughters, Yee Ting and Yee Sin. Yee Ting is three years old this month while Yee Sin is only one-month old. Yee Ting has always been a rather good girl, apart from the occasional tantrum outbursts sprinkling our usual day. She would tell me when she wanted to eat, wear the clothes I tell her to wear, watch her TV and then play with her toys, without much hassle. As a stay-at-home mom, I really ...
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Home and Family
10th April
2009
Does your child exhibit separation anxiety at daycare/preschool drop-off? Do you spend more than 15 minutes struggling to calm your child's fears? You are not alone. All parents at one time or another have experienced guilt, fear and remorse at the very thought of leaving their hysterical child in the arms of a non-relative. Separation anxiety affects both parents and children. Children display their discontent and fears by throwing temper tantrums, clinging onto parents for long periods and ...
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Home and Family
10th April
2009
/p> Having twins and strolling around the park or shopping in the mall is not a problem at all with the Tike Tech Double Trouble Stroller. Both of your little ones will be comfortable while they ride in style. The 5 point harness system is great for keeping your children safe but also comfortable. It is designed so they can sit up and look out and explore with normal movement without feeling squeezed. When they are ready for a nap each seat reclines independently so one baby can nap while the ...
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Home and Family
10th April
2009
The toys are put away, homework's done and the kids are in bed. The lunches are made and the dishwasher is on. You wash your face, brush your teeth, choose clothes for tomorrow and then collapse into bed beside your spouse. You lean over give your mate a perfunctory kiss and casually comment that your sex life "sure isn't what it used to be before kids"'and instantly fall asleep. It's a familiar scenario that finds its way into jokes and television sit-coms. Nurturing love, intimacy and ...
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Home and Family
10th April
2009
I am a dad. I have been now for over 8 years. And I suppose I don't know just everything there is to know about being a dad, good bad or otherwise. I have learned a couple of things. My wife, Susan and I had been married for about 6 years before my daughter, my oldest child Andrea was born. I cut the umbilical cord and almost immediately began to wonder how I was going to teach her. How could I lead her. How was I going to be the all knowing FATHER figure, I was sure I was supposed to be. I ...
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Home and Family
10th April
2009
The ABC's of Raising Twins As a mother of two sets of fraternal boy/girl twins, I am often asked, 'How do you do it?' I do not have an answer. I am just a regular 27 year old who has never known it any other way. Most people come home from the hospital with one baby. I, however, always seem to come out with a pair. Through my experiences, I feel that there is no such answer. Each child is a unique gift with their own personality, likes, dislikes, and own sense of self. I have no master plan. I ...
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Home and Family
10th April
2009
Do you feel your child is out of control? Punish him or her often and get no positive results? It might be your discipline strategy that is not working. Try using positive discipline techniques which are highly recommended by the child development professionals and see the changes in your child's attitude. See him or her actually making efforts to cooperate with you. 1.Let child know what you expect from him or her. 2.Let child express feelings, even crying. 3.Redirect children to other ...
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Home and Family
9th April
2009
Money Container - Use old egg cartons to store your change for garage and yard sales. Egg cartons are good for this because you can separate all the change and it is easy to get to. Golf Ball Storage - Egg cartons make a great place to store extra golf balls. It makes it easy to sort by brand and condition and they are stackable so they can be stored neatly. Travel Helper - Use egg cartons for travel, to hold small items like earrings, necklaces, sewing notions, etc; weave needle thru the ...
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Home and Family
9th April
2009
* Studio is located in an unfashionable area of New York. Great for one person or a very close couple. * Got a cool bobcat as a house pet. * Password - Ihatethisapartment * I am leaving behind a bunch of unnecessary baggage and taking with me a handful of wisdom. * Your sexuality is none of my business. I could care less so long as you are not into barnyard animals or kiddie porn. * Looking for a roommate and/or wife. Must be a coffee maker. * Renter should be sober. * Professional female who ...
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Home and Family
9th April
2009
Is it possible to negotiate better terms on your lease? It could be worth a try. What do you have to lose? Here are a few tactics to try: * Ask the landlord how many vacant units are in the building. * Bring a competitors ad with you when you view the apartment. * Ask for a 'move-in special' if the building is ne or under construction. * Ask for a two or three year lease (if you need a longer than a typical one year lease) with the current rate locked in for the duration of the entire lease. Be ...
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Home and Family
9th April
2009
QUESTION: What can I do about a landlord who promised a clean and newly painted apartment before we moved in, but didn't deliver? We have moved in because we had nowhere else to go, but I am concerned about our children's health and the total well-being of our family. Can I report the unhealthy living conditions to the health department? Please let me know of my legal rights or how to go about this problem in a dignified manner. ANSWER: If the unpainted and unclean conditions are genuine ...
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Home and Family
9th April
2009
MOVE-IN DAY Your landlord will give you or should give you a move-in inspection sheet on the day that you take possess of your new apartment. It is very important that you take about 30 minutes and do an inspection of your new home before you move-in. Indicate on the move-in condition sheet any pre-existing damage i.e. spots on the carpet, wall damage, the general condition of the appliances. Promptly return your completed form to the landlord and be sure to sign and date it. Your landlord ...
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Home and Family
9th April
2009
QUESTION: After fives years in a rental house, I have been given a 30 day notice to vacate the premises. This was done mid-month after I paid and the property manager cashed my check for the current month of rent. I also paid "last month" rent when I initially rented this place, plus a security deposit. Since I have paid and the property manager has accepted rent for the next 45 days, is it still possible to be given the 30 day notice mid-cycle? And what becomes of the last month rent which is ...
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Home and Family
9th April
2009
Your landlord can't evict you unless he has has gone to court and proved that you did something wrong that justifies ending the tenancy. And your landlord can't proceed with an eviction lawsuit without terminating the tenancy first. This usually means giving you adequate written notice, in a specified way and form. If you don't move after proper notice (or reform your ways -- for example, by paying the rent or finding a new home for the dog), the landlord can file a lawsuit to evict you. (This ...
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Home and Family
9th April
2009
State Limit Alabama No statutory limit Alaska Two months' rent, except where rent exceeds $2,000 per month Arizona One and one-half months' rent (unless tenant voluntarily agrees to pay more) Arkansas Two months' rent California Two months' rent (unfurnished, no waterbed); two and one-half months' rent (unfurnished, tenant has waterbed); three months' rent(furnished, no waterbed); three and one-half months' rent (furnished, tenant has waterbed) Colorado No statutory limit Connecticut Two ...
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Home and Family
9th April
2009
Here's the amount of time landlords have to return a tenant's security deposit after the tenant leaves. For details on your state's specific procedures for returning security deposits, see your state's landlord-tenant statutes. State Deadline for Returning Security Deposit Alabama No statutory deadline Alaska 14 days if the tenant gives proper notice to terminate tenancy; 30 days if the tenant does not give proper notice Arizona 14 days Arkansas 30 days California Three weeks Colorado One ...
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Home and Family
9th April
2009
Kitchen sink clogs can often be avoided by properly disposing of food scraps.In rental properties they ussually install less then the best because they know that tenant's ussually are very hard on them. By taking steps every day to make sure they are clean and running right can save time and money later. The top eight foods that will back up your drain are: 1. Egg shells 2. Rice 3. Pasta 4. Grease 5. Potato peels 6. Banana skins 7. Celery 8. Coffee grounds If you garbage disposal blades should ...
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Home and Family
9th April
2009
The nation's apartment builders have put out a report which shows a burst of multifamily building in central cities over the past decade. City construction has increased faster than that of suburban growth. Building permits for metropolitan areas are up from 17% to 21%. In 1999 apartment construction in these areas was up 55% from 1992 levels. The lifestyle of the city is attracting childless couples, singles as well as households comprised of roommates. These groups prefer to rent rather than ...
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Home and Family
9th April
2009
Sometimes when you rent places things happen. People can get out of control and damage is done to the rental property. The most common problem is holes in the walls. These holes can be fixed by you which can save you from having the landlord fix it and deducting it off your security deposit. If you put a small hole in the wall when you are moving out, you can repair it quickly. For holes less than two inches in diameter you will need: * Putty knife * Wallboard knife * Peel and stick repair ...
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Home and Family
9th April
2009
In renting an apartment or a house you will lose some of your privacy rights. Anyone Home? Your landlord will be able to enter your home to make repairs and in certain cases to make inspections. Your lease should outline when and how your landlord will be able to enter your apartment. If your lease does not specify this your landlord may be able to enter without giving you advanced notification. Your lease should state: WHEN: Your landlord should be able to enter only during reasonable hours. ...
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Home and Family
9th April
2009
Students are finding it even more difficult to find an affordable apartment near campus in the Boston area. A high demand for rental property hurts students because landlords prefer to rent to professionals first. A contributing factor to the tight market is the sale of condominiums as a primary residence rather than a rental unit. During the early 90's many condominiums were converted into rentals because the owner could not sell it. Today with a recovering economy and the low crime rate in ...
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Home and Family
9th April
2009
Living with a roommate will probably be unlike anything you have done in your life until now. To help you adjust to your living situation, we offer the following advice: Be realistic. Don't expect your roommate to be your best friend and constant companion. Continuous close contact can strain even the best of friendships. Keep the lines of communication open. Discuss the potential areas of conflict. Be open to compromise. If necessary, make a list of ground rules concerning such issues as ...
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Home and Family
9th April
2009
I was a freshman and did not know anyone else who would be attending my university. So I signed up for a roommate (getting a single as a freshman is impossible) and hoped for the best. My roommate turned out to be a nice girl and I was quite happy for the first few weeks. She was clean, quiet, and kept to herself most of the time. Then she got a boyfriend. (At this point, I would like to mention that Roomie wasn't a small girl. She was flirting with 300 lbs. Her boyfriend had her beat by about ...
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Home and Family
9th April
2009
Whether you have known your prospective roommate since kindergarten, or whether you just met, it is important to set aside some time for an in-depth conversation to discuss your expectations. You should meet in person, perhaps over a cup of coffee. Campus is a great neutral ground. A telephone call just won't do for something as important as this. Don't skip any of the following points! Thoroughly explore how each of you feels about the other's comments. If you are not clear about something, ...
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Home and Family
9th April
2009
Communication is the biggest key to any relationship, and roommates are no different. Open up the channels of communication early: Talk frankly about how excited you are, if you are nervous, etc. Get it out; they probably feel the same way. Doing so will establish that you're both committed to making it work, even when the honeymoon is over. Look at yourself and your own habits, think of what a roommate would most likely complain about and point blank say "Look, if my [snoring, late nights, ...
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Home and Family
9th April
2009
Don't be dismayed if you find yourself in conflict with your roommate(s). Disagreements between people are inevitable, especially in a roommate situation where people live together and interact on a daily basis. Conflicts usually occur when changes are needed and when behaviors, thoughts and feelings need to be re-examined. Don't be afraid to confront your roommates about what is bothering you. If you know how to deal with conflict positively and productively, all involved can benefit from the ...
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Home and Family
9th April
2009
Living in the halls is an important and exciting part of college life. Whether you know your roommate or are meeting for the first time, living with another person is difficult at times. Open, honest and constant communication is the key to successful roommate relationships. Often it is difficult to talk about differences when you and your roommate are first trying to get to know each other. If you intend to live together happily, you need to realize and resolve your personal difference early ...
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Home and Family
9th April
2009
On the subject of moving in with a friend, I really don't have much experience. I still live with my folks. The way I see it, why move out when I have free housing and free food here at home? I'm only 18, so I'm still trying to save money. But if I did move out, I definitely would not move in with a friend. On the contrary, I haven't had much luck with long-term friendships anyway. I've seen many come and go, but only one true friend has lasted. I don't want to ruin that by moving in with her. ...
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Home and Family
9th April
2009
Steps: 1. Talk to your roomie-to-be before starting the application process. Find out if there's anything in your future roommate's rental history that would throw a wrench into getting approval for both of you. 2. Tell the landlord or property manager exactly how many people will be living in the property. Each of you will have to fill out a rental application. 3. Make sure each of you has all your rental history information together. This includes previous addresses, as well as phone numbers ...
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Home and Family
9th April
2009
Steps: 1. Ask permission to change roommates or names on a lease by submitting a written request to your landlord. 2. Include some background information on your prospective roommate, such as employment status and rental history, in your written request to the landlord. 3. Obtain a rental application for your prospective roommate if the landlord agrees to your request. 4. Realize that your landlord will probably require you and your new roommate to sign a new lease or rental agreement ...
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Home and Family
9th April
2009
Getting to Know You.......... 10:00 p.m.: You've finished your schoolwork for the evening. You neatly stack your books on your desk, fold and put away clothing, shut off the lights, slip into your neatly made bed, and drift off to sleep. 11:30 p.m.: You're jolted out of your peaceful dream by loud heavy metal and bright lights. Could it be morning already? No such luck. Rather, it seems your party-loving roommate has just arrived home from -- surprise, surprise -- a party (for the sixth night ...
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Home and Family
9th April
2009
Flowers have been used for centuries to decorate and perfume houses. Bringing fresh cut flowers into your home adds colour and scent it is true, but the flowers add an extra dimension that cannot be created with soft furnishings and accessories - they bring with them a sense of life and growth, making a room come alive. Think how welcoming Flowers are when you find an elegant arrangement in a hotel lobby or a simple posy on a restaurant table. Having fresh flowers in your home, even if only at ...
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Home and Family
9th April
2009
State Limit Alabama No statutory limit Alaska Two months' rent, except where rent exceeds $2,000 per month Arizona One and one-half months' rent (unless tenant voluntarily agrees to pay more) Arkansas Two months' rent California Two months' rent (unfurnished, no waterbed); two and one-half months' rent (unfurnished, tenant has waterbed); three months' rent(furnished, no waterbed); three and one-half months' rent (furnished, tenant has waterbed) Colorado No statutory limit Connecticut Two ...
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Home and Family
9th April
2009
Students are finding it even more difficult to find an affordable apartment near campus in the Boston area. A high demand for rental property hurts students because landlords prefer to rent to professionals first. A contributing factor to the tight market is the sale of condominiums as a primary residence rather than a rental unit. During the early 90's many condominiums were converted into rentals because the owner could not sell it. Today with a recovering economy and the low crime rate in ...
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Home and Family
9th April
2009
SHARED RESIDENCE AGREEMENTS A roommate agreement is made by two or more people who are sharing living expenses. All roommates should have a clear understanding about their individual responsibilities for rent and other living expenses. Without a written agreement problems are more likely to arise. Few things could be more uncomfortable than sharing a house with someone with whom you have an ongoing disagreement about financial matters. It is always best to have such understandings in a written ...
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Home and Family
9th April
2009
One of the more daunting aspects of survival at a residential school is dealing with your roommate. Not that it's particularly difficult, but it often looms over the impending school year. We want to make sure you're armed with the tools and techniques to effectively communicate and get along with your roommate. The prelims: getting to know your roommate. You should always break the ice--it's hard, sometimes, but after you do, you'll be glad you did! Start with some easy questions like: What's ...
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Home and Family
9th April
2009
This story could constitute a practical joke or a revenge. My junior year in college myself and three friends had a house and since we went to a relatively small school it became somewhat of the party house. For one of my roommates 21st birthday a friend of ours gave him a handle of the cheapest whiskey (it came in a plastic bottle and the dude that gave it to us had an entire case of these handles!) I have ever run across. A few weeks later we had thrown a small gathering and had people in and ...
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Home and Family
9th April
2009
If you have decided to live with someone else, the most important thing to do is to take a good look at yourself as a potential roommate. Set aside at least an hour of your time to sit down with a piece of paper and a pencil and do some serious introspection. Don't skip this part, it's really valuable. List Your Assets. Start with the good stuff and give yourself a pat on the back. Make a list of all of the "pluses" you will bring to a roommate relationship. Here are a few examples, but take ...
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Home and Family
9th April
2009
Let's call her Cathy Brown. I met her while teaching an acting class. She was assigned to me as my assistant. We seemed to get along well, and one day she said she had a new house and needed tenants ASAP in order to pay for it. Well, lookie here, me living on my brother's couch. I was about to say yes when my gut suddenly lurched and intuition screeched "Noooooo DO NOT DO IT." Naturally I overrode it. I moved in. At first Cathy was really cool, but over the course of days she starts to tell me ...
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Home and Family
9th April
2009
When you move into an apartment, you and your landlord have to have a lot of blind faith for each other. You could be "Mr. Nice Guy", or "Mr. I'm Going To Throw Parties Here Every Night Guy." Tenants are usually not into maintenance, therefore they aren't as careful with their rented property as they would be if they owned it. They also tend to see maintenance as the landlord's job. So, in order to assure the landlord that any damages made to the apartment while you are a tenant will be ...
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Home and Family
9th April
2009
So it's my fifth (and final) year of undrgrad and I am planning on getting my own place; but right before that happens I get an opportunity to rent a house for a total of $750 month, and this includes utilities. Well, no shit, I'm going to go for it. All I have to do is find two roommates. Well I met some dude (we will refer to him as CrazyBones) in a class the semester before. He seemed a little off, but overall we got along and we had been in touch that summer and coincidently he needed a ...
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Home and Family
9th April
2009
QUESTION: I'm subletting an apartment. My landlord wants to evict me for smoking -- and for allowing my guests to smoke, too. The tenant whom I rent from didn't mention any rules about smoking, nor were there any in the tenant's lease nor in my month-to-month sublease. I pay rent on time. What are my rights? ANSWER: Given the news reports over the harmful effects of tobacco smoke, some landlords are writing lease and rental agreement clauses that prohibit smoking, either in the tenant's unit ...
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Home and Family
9th April
2009
Test yourself with our roommate personality test. 1. Do you tend to find fault with others? Yes or no 2. Are you a moody person? Yes or no 3. Have you ever had a check bounce before? Yes or no 4. Do you generally pay your bills after the due date? Yes or no 5. Do you wait for someone else to contact the landlord about a maintenance problem? Yes or no 6. Do others call you a "messy person". Yes or no 7. Do you start quarrels with other people? Yes or no 8. Are you regularly late for class or ...
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Home and Family
9th April
2009
QUESTION: I feel that I am being wrongly evicted from our apartment by another roommate who claims to be the only one on the lease. I'm pretty sure I signed it, too, but I can't remember. ANSWER: The first thing to do is to get a copy of that lease. Start with the landlord, who probably has a copy (and state law may require him to give you a copy if you request it). If you're on the lease, your roommate cannot get you out -- only landlords can evict tenants. Now, suppose you're not on the ...
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Home and Family
9th April
2009
If you are moving into an apartment you may want to consider investing in insurance. Along with the first month's rent, chances are you will be asked to pay a security deposit. This is a type of insurance for your landlord. The landlord can use this deposit to pay for any damages caused during your residency. For you, security comes in the form of renter's insurance. Most renters use the homeowner's form of insurance known as the HO4 policy. This policy will typically cover furniture, clothing, ...
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Home and Family
9th April
2009
1. Who is going to bring what things to the room? Who is going to bring the television, VCR, refrigerator, etc.? How many of each of these do we need? 2. When will you be moving in? Will these be different times? Who is going to help you move in? Do we need to alternate times? 3. How will the room be decorated? How many things do we need to have to have our room be 'home like?' Will this only be one person's decorations? When you move in, take time to talk to your roommate about: 1. Your sleep ...
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Home and Family
9th April
2009
I think that I, along with one of my best friends, were the two worst roommates ever. We were legendary for our filth. It was our sophomore year that we decided to live together. Each of us had problems the year before because the standards of our previous roommates were way too rigorous. The students in our all-male dorm were primarily underclassmen so it was a pretty crappy place to begin with. You know how those places are ... puke in the bathroom that sits there for days; trash cans in the ...
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Home and Family
9th April
2009
The Trial Period. When you first set up your household, there should be a period of time in which you and your roommate(s) concentrate on just being yourselves and living the way you want (within reason, of course). Do not try to anticipate your roommate's likes and dislikes. If you have always listened to the stereo for an hour before falling asleep, now is not the time to change the habit just because you don't think your roommate will like it. The idea is to do the things you want to do and ...
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Home and Family
9th April
2009
I had transfered to a new college, and I had one good semester with two good roommates. However, we were sick of living in a triple, so next semester we decided to get doubles. They knew each other longer and decided to room together. The only other guy I knew who didn't have a roommate was someone I'll refer to as Stink (his last name was actually a synonym for smelly). I did know his last roommate moved out after the first semester, and he spent the second semester alone in a room which ...
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Home and Family
9th April
2009
When planning to move out of your apartment there are certain obligations that you have to your landlord. 1. GIVE WRITTEN NOTICE - Generally a 30 day notice is required but check your lease as some counties allow for a 60 day notice. 2. GIVE NOTICE ON THE FIRST DAY OF THE MONTH - This can be tricky so be careful. In some cases if you give your notice even a day late you can end up paying for an extra month's rent. Find out what your landlord's policy is. 3. YOU MUST GIVE WRITTEN NOTICE EVEN IF ...
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Home and Family
9th April
2009
People always ask what kind of deposit does a landlord request if the tenant has a pet. There is no set amount or set rules to determine how much because every situation is different. The size of the dog, the breed of the dog all this goes into determining the amount of the deposit. A landlord must consider his other tenants and neighbors before he decides to allow pets into his rental property. All of the following applies: * Will the owner be responsible and clean up after his dog or cat? * ...
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Home and Family
9th April
2009
Looking for a roommate? Roommate locating services make it easy to find someone who shares the same interests and goals as you do. You no longer need to put expensive ads in the paper because most roommate locating services are free. These services are guaranteed to be fast, easy, and convenient... but are they guaranteed to be safe? In order to increase your security, you should avoid using any locator service which asks you to display your phone number or your current address in your profile. ...
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Home and Family
9th April
2009
Before signing any lease: * Take a walk through the unit that you are renting to make sure it is in good repair. * Be sure to read the lease completely. All leases are not the same. What should be included in your lease: * All verbal promises should be reduced to writing within the lease. * Are there provisions for a job transfer within the lease? * How and when do you give notice to move? Must you give notice even when the lease expires and you wish to move? Can you go month to month at the ...
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Home and Family
9th April
2009
WHAT DO I NEED TO BRING You and your roommate finally find that perfect apartment and you are ready to submit your application. What kind of information will you be expected to provide? Most property management companies will need the following from you: * Name, address and telephone numbers of past and current employers. * Name, address, and telephone numbers of past and current landlords usually up to 3 years but you may be required to back further. * A photo ID and/or drivers license * Your ...
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Home and Family
9th April
2009
I would like to break my lease because I would like to move in with a friend so I can save money to return to school in the fall. I still have about 6 months left on my lease. What can I do? Thanks, eddie Dear Eddie, The first thing to do is read your lease carefully. Some leases have what is called a 'lease breaking clause' which will tell you exactly what to do as well as how much it will cost you. There is usually a fee associated with it. But there are also those leases which do not give ...
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Home and Family
9th April
2009
HUD has housing programs for low-income families. Once accepted into the program the family or individual is free to choose any housing which meets the requirements of the program. Participants are not limited to subsidized housing projects. In general the participants are required to pay 1/3 of their gross income as their portion of the rent. The remaining rent is paid directly to the landlord by the Housing Authority on behalf of the tenant. The major problem with Section 8 housing is that ...
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Home and Family
9th April
2009
Once you have decided to move into an apartment with one or more roommates, you will need to determine how your rental payments will be handled. There are three ways you can set up the lease and determine how the rent will be paid: a) All roommates sign the lease, and all are then "Jointly and Severally Liable" for rent and damages b) One person basically becomes the "landlord" of the apartment by renting one or several rooms of the apartment to other people through what is called ...
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Home and Family
9th April
2009
Living on campus is very different from living with your immediate family. You may not know your roommates very well. You may come from different parts of the country, or different parts of the world. Your roommates may have different cultures, different religions, different habits, different lifestyles, and different customs. While these new experiences may initially seem a little strange or intimidating to you, they may also offer unique opportunities for greater understanding of others, more ...
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Home and Family
9th April
2009
Legacies and Adventures Teach the Importance of Pursuing Your Dreams Book Review ' Saint Brendan and the Voyage Before Columbus by Mike McGrew Reviewed by Lisa M. Hendey Many parents want to teach their children the importance of identifying and pursuing their dreams and the value of a strong faith in God. In the new book Saint Brendan and the Voyage Before Columbus (Paulist Press, December 2004, paperback, 32 pages) author Dr. Mike McGrew and illustrator Marnie Saenz Litz share the story of ...
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Home and Family
9th April
2009
My worst roommate (and I've had some bad ones) was on my semester at Tel-Aviv University. It started on the group flight there, with this obnoxious surfer looking guy who was seated next to me (I was on an aisle, he was in the middle). On the ten hour flight, he had me put something in or take something out of the overhead for him at least fifteen or twenty times. He just wouldn't leave me alone, and was constantly begging me to change seats with him, and grab a pen, and put this card in his ...
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Home and Family
9th April
2009
"Don't expect to be best friends with your roommate, just settle for not killing each other..." "You would not believe how weird my roommate is..." "My roommate from hell did it again..." Yes, I heard all the roommate stories before I started college. The majority of them were about how awful roommates were and how it was impossible to get along. I had a major case of roommate phobia before I started college and I was convinced that I would get a psychopath for a roommate and everything would ...
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Home and Family
9th April
2009
Whether you're renting for three months or three years; these rules apply to anyone wanting to be a responsible renter. 1. Get everything in writing. Anything not specifically outlined in your lease should be put into a written document. Without documentation, you have no proof to back yourself up. For example, if you've reported a repair request to your landlord, and three weeks later it still hasn't been taken care of, you won't be able to go to your landlord and complain. How can you prove ...
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Home and Family
9th April
2009
The Lease As a general rule, all adults living in an apartment should be named on the lease and should be co-responsible for payment of rent and maintenance of the unit. This means that each of you is responsible for making sure the entire rent is paid each month and that other obligations under the lease (maintenance, payment for damages, etc.) are everyone's concern. This also means that you are all protected under the terms of the lease. If a roommate is moving in during the course of an ...
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Home and Family
9th April
2009
RENTAL APPLICATION Move in date: ___________ Applicant Information: Apartment or address applying for: _______________________________________ Applicant's Name: ______________________________________ Applicant's SS# ___________________ Co-Applicant's Name: ___________________________________ Co-Applicant's SS# ___________________ Phone # home: _____________________ Work_______________ DOB __________________ Co-Applicant's home/work phone______________ Co-Applicant's DOB ...
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Home and Family
9th April
2009
Steps: 1. Communicate openly with your roommate. Agree to talk about issues before they get out of control. 2. Accept that sometimes people will be in a bad mood. If she says she doesn't want to go do something with you, don't take it personally. 3. Decide early how the rent and utilities will be split, and what to do if one person can't make the month's payments. 4. Establish rules about food, company, chores, noise, tobacco and alcohol use, and parking. Make sure each person's expectations ...
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Home and Family
9th April
2009
Although this story is coming from the perspective of a crazy roomate, it is something I still regret to this day. It all started when I moved in with my best friend at college. We were as different as night and day - I liked to drink and party alot, while he was more down for sitting on our couch and watching fucked up foreign movies. We knew things weren't going to work out when 3 days into living with each other he awoke to me pissing in his room. I can't really remember doing it, but ...
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Home and Family
9th April
2009
While reading the news on the Internet this morning I came across an article on that furry little groundhog, better know as Punxsutawney Phil. As happens every year at this time, the little fur-ball emerged from his burrow, as he's done since 1886 - wow, he must be really old by now ' to give us the updated winter forecast. Yes sports fans it's official, good old Phil saw his shadow, which means six more weeks of winter. Now your reaction to this news will vary depending on what part of the ...
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Home and Family
9th April
2009
Reading to your child at a young age is one of the most effective tools for expanding his mind and instilling a lifelong love of learning. Reading a good book allows your child to travel to places she has never been, to meet people she has never met, and to develop an understanding of how to deal with a variety of physical and emotional situations. Reading to your child also helps you develop an emotional connection. Whether you have her cuddle up in your lap, nestle with him while he is ...
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Home and Family
9th April
2009
With such a cold weather my girls spend more time inside. This means that automatically they watch more television, which is something I don't want them to do. Don't get me wrong I can honestly say that I have become a great fan of Dora the Explorer and Sponge bob 'thanks to my girls' but, I do not want them glue to the TV the whole day. I want them to use their imagination, learn new things and get rid of some energy. So, I schedule many activities with them during the day. In return I see ...
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Home and Family
9th April
2009
Words are truly powerful things. They are something that becomes a part of us, our history, and our legacy. From my own life experiences, I have understood how words, simple words said in passing to a child, can leave an impression and help manifest a future purpose. As a writer, I was born with words and stories of hope. When I was four, my mother let me construct words on a typewriter, always encouraging me to create more. Through the years, she gave me the words of strength, hope, and love ...
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Home and Family
9th April
2009
Goal setting is essential for building a successful life. However, teaching kids how to set and achieve goals is not part of most school curriculums, nor is it taught in most homes. Many parents never learned the techniques of goal setting, and are still struggling with their own. You don't need to know it all. While you develop your own goal-setting skills, you can also be helping and encouraging your children to develop theirs. Goal setting is a life-long skill. It helps your child to focus ...
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Home and Family
9th April
2009
"I love daisies too," she told him several nights after they first met. She wasn't sure why she blurted it out but it seemed the normal thing to say considering the conversation they were having. They were talking about "favorite things" the way you do when you are trying to get to know someone. Small talk that keeps the conversation flowing: "My favorite color is green, 18 is my lucky number, and my favorite food is pizza." When she jokingly asked if he had a favorite flower he replied, ...
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Home and Family
9th April
2009
We finally seem to get parenting techniques that work with the first child only to find out that they don't work with the next child. Why can kids be born with instructions? Good news! When you understand your children's perceptual styles, you'll discover that they are born with an 'instruction manual.' Each of us is a unique combination of the Four Perceptions: Audio, Feeler, Visual, and Wholistic. When children are born, they are 100% Feelers. Although they will continue to have ...
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Home and Family
9th April
2009
Great baby shower decorations are more about using your imagination than your pocketbook! You can create a wonderful party mood with simple, high-impact arrangements. This article details some of the best ideas for baby shower decorations. Use balloons artfully Balloons make it feel like a party! Always have balloons at your events. Here's a money-saver tip -- your local 99¢ store will usually have balloons at a much lower price than most party stores. A basic use of balloons is to create ...
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Home and Family
9th April
2009
Lists of baby names are always fun to look at, whether you're seeking a name for your soon-to-be-born baby boy or baby girl, wondering about the popularity of your own first name, or just curious about what baby names are currently hot. What I find particularly interesting is tracking the popularity of baby names over the decades. In looking through U.S. government baby name lists from 1880 to the present, some amusing patterns emerge, particularly in regards to baby names for girls. ...
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Home and Family
9th April
2009
Baby shower cakes are terrific centerpieces for showers. Guests always laugh when they see one and the expectant mom is thrilled to receive a very useful gift. They're also called diaper cakes because diapers are the main ingredient. It is quite easy to make one. Check out the detailed instructions below. The ingredients for your baby shower cake Here's the list of items you need for your cake:
  • Naturally, you'll need disposable diapers. How many? Assuming you want to make a medium size
...
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Home and Family
9th April
2009
Ask first time parents-to-be what baby shower gifts they would like to receive. Watch their response -- you'll quite likely see a look of real confusion on their faces! Or maybe they'll come up with a stock answer like 'diapers' or something similar. Exactly what a new arrival needs is not obvious to someone who's never had a baby before. And many times, guests are in no better position either, when it comes to deciding on baby shower gifts. Of course, there's a lot more to baby showers than ...
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Home and Family
9th April
2009
If your rental application was rejected due to a black mark on your credit report, don't just ignore the situation out of embarrassment... get a copy of the report and see what you can do to tackle the problem. You may find your credit report has errors or marks you didn't even know about. Three companies distribute your credit information: Experian: 1-888-397-3742 Equifax: 1-800-685-1111 TransUnion: 1-800-916-8800 You can call any of their toll free numbers to find out how to get a copy of ...
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Home and Family
9th April
2009
Whether you've hosted baby showers before or not, chances are you've got some questions regarding the right baby shower etiquette. You want to create a truly special time for the guest of honor without any unintended faux pas. This guide was specially created to help you get there. The real basics Take the wishes of the mom-to-be into account at every stage. That includes the games, food, invitation list and all other aspects of the baby shower. You can have baby showers either before or ...
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Home and Family
9th April
2009
Below is a discussion of how to handle probate. First of all, what is probate? We've heard various things about probate and we are pretty sure that it deals with court matters that involve our property. We generally know that probate is something that happens after we die and it's a negative experience because it is expensive and it takes a lot of time. True, the two main problems with probate are that it can take up to a year to accomplish its own goals (not ours) and it is an expensive ...
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Home and Family
9th April
2009
This article is available for free reprint provided that the author's bionote is left intact and the article is published complete and unaltered. If you are using this article on a website or e-book, please make sure that the link in the author's bionote is live or clickable. Email notice of intent to publish is required: bcarrphillips@yahoo.com. Word Count 746 A Tiny Spot By Barbara Carr Phillips A tiny spot is no big deal. Unless you're a breast cancer survivor waiting for screen results. My ...
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Home and Family
9th April
2009
/p> Choosing educational toys and games for children In the last few years, parents started getting more and more interested in choosing all sorts of educational toys for their children. Because a parent wishes the best for his child, a toy that is labeled as educational is very likely to be bought easier than others. But what is an child educational toy? Well, there is no definition of the term 'educational toy' from what I know. However, what I do know is that an educational toy is a toy ...
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Home and Family
9th April
2009
What is one of the best and least expensive purchases you can make that benefits your whole family? Better yet, this purchase will save you lots of money over time. Don't laugh when I tell you to buy a bidet! In America our awareness of bidets is limited to bad jokes and toilet humor, but millions of people all over the world take them very seriously as devices that will benefit every member of the family. In some countries like Argentina your house actually loses value if it doesn't have a ...
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Home and Family
9th April
2009
As a long time sufferer of bad breath (halitosis) I can still remember the day my girlfriend told me I had puppy breath. As affectionate as that sounds I knew what she really meant was that I had bad breath. Being somewhat shy in the first place, this only compounded my lack of confidence and made me totally aware of my breath problem from that day on. Rarely was there a date from then on that I didn't have a supply of mints, gum, or some other type of breath altering products available to me. ...
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Home and Family
9th April
2009
The Chinese Year of the Rooster The Chinese Year of the Rooster starts on February 9 and lasts until January 28 2006. There's a table below telling you the dates of other Chinese astrology signs. There are twelve Chinese year signs in the Chinese Zodiac. Unlike in our western astrology, in Chinese astrology each sign lasts for a year. Legend has it that as Buddha was about to depart the earth he summoned all the animals to say goodbye. Only twelve turned up so, to show his appreciation of ...
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Home and Family
9th April
2009
The Burial Vault is an Important Part of Funeral Pre-Planning. You hear a lot about caskets also called 'coffins' and about how much protection they provide your loved one after burial. You never really stop to think about what actually is the most important part of the burial ' the burial vault or grave liner. Consider this. The casket is generally made out of wood, steel, fiberglass or plastic and in most cases the only protection against rust or water penetration is found in the gasket ...
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Home and Family
9th April
2009
February the 14th is a day dedicated to love. We asked our ezine readers to submit their thoughts and favorite quotes about love and we received so many replies, we're still trying to read them all. Thank you for your submissions! Love comes in many shapes and flavors and is expressed differently by folks. Some expressions are so 'different' that we couldn't add them to our ezine! Such creativity, my goodness. Love is a very strong emotion and it is a very real spiritual attribute. It requires ...
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Home and Family
9th April
2009
b>Why We Celebrate Valentine's Day.. The oldest Valentine card still in existence was sent in 1415 by Charles Duke of Orleans, at the time a prisoner in the Tower of London, to his wife. The Valentine's card is now preserved and displayed in the British Museum. However, the origins of Valentine's Day lie in ancient Rome. Over the years the ever expanding Roman empire became more difficult to police and there was an increasing shortage of soldiers. Believing that married men were too attached to ...
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Home and Family
9th April
2009
If you're going the increasingly popular route of personalizing your own wedding vows, you're probably looking for some tips to make your vows as special, meaningful, and eloquent as you can. This is something that will take time beforehand so that you can prepare yourself and become completely comfortable with what you're saying. Remember, you're not just saying pretty words, you're stating your wedding vows -- words from the heart that aim to express if only a fraction of how important this ...
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Home and Family
9th April
2009
When I left my high-tech corporate job to be an at-home mom, I had no idea of the changes I was going to encounter. No, I am not talking of the usual baby stuff like not freaking out when food or something worse gets rubbed on my nice clothes'if and when I get a chance to where nice clothes. Nor am I talking about the fact that I could no longer have extravagant and expensive knicks-knacks on my coffee table. What I am talking about is something else'and someone else. I am talking about having ...
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Home and Family
9th April
2009
Every parent knows the calming effects on their baby of rocking and gentle motion. After all, who among us has not paced the floor at 2 am trying to entice a little one back to sleep by rocking, bouncing or swaying? While you may not be able to do much about those late night pacing sessions, you can capitalise on your baby's love of rhythmical movement to benefit both of you in many other ways as well. Instead of saving your dance sessions for the wee hours, why not make music and dancing a ...
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Home and Family
9th April
2009
Here are guidelines or quick baby shower tips for hosting a successful baby shower party. Come and explore these quick tips. Read more' In this section we are discussing few quick tips for a successful baby shower. As we have discussed earlier. Baby showers are shifting. From the traditional to the modern fun oriented and realistic baby showers. Depending upon the ease and preference of the mom-to-be as well as the hostess. There can be a great number of baby shower tips. From planning the ...
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Home and Family
9th April
2009
Parents must give serious thought to protecting their family through estate tax planning. While life insurance and trusts should be a part of every plan, Roth IRAs can be a simple tool for passing money to your child on a tax-free basis. Roth IRA First, we need a quick summary of the Roth IRA. A Roth IRA is an after-tax retirement vehicle that produces huge tax savings because all tax distributions are tax-free. That statement can a bit confusing, so lets break it down. The downside of a Roth ...
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Home and Family
9th April
2009
Chinese Pregnancy Traditionally in China, when once people got married, they would immediately get ready for having a baby. That is why symbolic things such as dolls or lotus seeds would be put on the beds of the newly weds on their wedding day so as to bring in the meaning of having a baby as soon as possible. When once a married woman becomes pregnant, things for the baby will start to be prepared. Prams, cot, baby clothes, etc will be readily prepared to welcome the arrival of the new ...
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Home and Family
9th April
2009
It's hard to find fashionable and affordable clothes for children. Here is the scoop on dressing your little bargainista in the hottest fashions for less. Dressing Girls Most of us struggle to find clothing for girls that don't make your favorite five-year-old look like a midget Britney Spears. There are plenty of stores to find age appropriate items like Old Navy, Children's Place, and the Gap. These stores offer great pieces, for reasonable prices. Always buy items like pants and jackets one ...
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Home and Family
9th April
2009
Managing money is one of the most critical skills we must master to function effectively as adults. Yet, although public schools address the subject of money using math examples, teachers just don't have the time for individual tutoring. So, just who is really responsible for this critical education? PARENTS can teach their children 'money' lessons as soon as they can count. Otherwise, your toddler may reach his own conclusions about where money comes from. He may decide it does not grow ...
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Home and Family
9th April
2009
Chinese relatives It may be interesting to know that, unlike western system, in China, we have different appellation for different relatives in a family. This is obviously good practice in order to tell who we are referring to in a conversation though some people may think otherwise! Father's side Mother's side Father's father zufù Mother's father wài zufù Father's mother zumu Mother's mother wài zumu Father's elder brother bófù Mother's elder brother jiùfù Father's younger brother xu ...
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Home and Family
9th April
2009
center>Child Party Planning Guideline #1) Pick the Theme Your child is going to look forward to their birthday months before it arrives. Starting from their last birthday and after every friend's birthday they attend through the year, they will continuously ask the same question, 'Is it my birthday tomorrow?' Let them know how important their birthday is and make sure they are apart of the planning process. Start by choosing their birthday theme with them. Every child is different, including ...
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Home and Family
9th April
2009
Review of "Guess How Much I Love You: Tenth Anniversary Edition" Candlewick Press, December 2004 Hardcover, 32 pages ISBN: 0763624357 Recommended Ages: Baby - Preschool Review by Sherri Allen: Fans of Sam McBratney's "Guess How Much I Love You" will be delighted by the Tenth Anniversary edition of the heartwarming children's classic. Covered with cloth and enclosed in an attractive slipcase, this special edition makes an excellent keepsake to be cherished for years to come. Little Nutbrown Hare ...
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Home and Family
9th April
2009
Are you looking for the Ultimate Airplane Themed Party Games and Activities? Well stop looking because they are right here... Don't forget to checkout www.ultimate-kid-birthday-parties.com for the complete details on how to plan an Airplane Themed Party for your child's next Ultimate Party. Good Luck and happy reading... "Paper Airplane Contest" Have each child make a paper airplane. Depending on the age of the children, you can either have them create their own, follow a pattern or make them ...
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Home and Family
9th April
2009
Whether you have high aspirations for your child in the area of music or not, learning and listening to music is highly advantageous for your child. It is common for mothers of very young children to sing to them, in order to calm them at the end of the day, so that they go to sleep. Hymns and patriotic music are played in official occasions and conventions, to arouse patriotic feelings in people. Loud and fast music with strong tempo is played at parties, to motivate people to dance and ...
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Home and Family
9th April
2009
A successful divorce is one in which the parents divorce each other but do not require the child to divorce one of the parents, either as a result of parental conflict or by one parent not being available to the child. It is a well-established fact that a child experiencing the dissolution of the family structure will do better if the parents are able to get along and reduce trauma in an already traumatic experience. Co-parenting can be a viable option when it is implemented by parents who ...
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Home and Family
9th April
2009
Develop Your Child's Genius Reading whole pages at a time and remembering the material in detail. Solving problems in a creative and totally new ways. Learning new subjects easily and quickly. Focusing on an activity without giving in to any distractions. Knowing the subject better than anybody else. Coming up with new concepts and ideas easily and quickly. Inventing new tools and instruments that help change the world. All those great skills are identifiers of a genius. In the last few ...
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Home and Family
9th April
2009
January 19, 2005, Norfolk, VA 'As more and more families are keeping in touch via the Internet, today more than ever, it's easier to arrange family reunions. According to a recent statistic from the Travel Industry Association of America, 27% of travelers (56.2 million) choose a destination in order to attend a social or family event. Traditionally family reunions have been coordinated in hotels or on campsites, but now families can choose the convenience of staying in a vacation home rental. ...
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Home and Family
9th April
2009
Do your dreams, hopes and ambitions shattered by your own divorce? Do you feel completely worn out of your desire to go on with your life? Do you feel you have no more purpose or inspiration for life's achievements? You must not let yourself think along these lines. Be positive. Divorce is said to be emotionally painful and recovery from it is terribly hard, but it should not be taken as an end of your world. Accept it, learn from it and look at it as an opportunity for a new beginning for ...
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Home and Family
9th April
2009
Dressing right for the winter wether is essential if you want to enjoy your outdoor activities. Winter clothing manufacturers make sure that your day on the slopes is warm, dry and comfortable. You downhill escapades will require a different attire, then the stroll in the snow covered park. The dressing decisions should be based on the weather, the planed activity and the length of time you plan to stay outside. Dressing right for the Weather First thing you need to do before you get ready, ...
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Home and Family
9th April
2009
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Publishing Guidelines: This article may be freely distributed so long as the copyright, author's information and an active link (where possible) are included. A complimentary copy of any newsletter or a link to the site where the article is posted would be greatly appreciated. ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ ~~~ Say "I Love You" For Valentine's Day By Jeffrey Strain With Valentine's Day just around the corner, it's time to start thinking about the ...
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Home and Family
9th April
2009
PUBLISHING GUIDELINES: You have permission to publish this article electronically, free of charge, as long as the bylines are included. All text and bylines must remain unedited. Web site references must be properly hyper-linked to the web addresses provided. Please notify me of your intent to publish and forward a link or courtesy copy of your publication to ginawoods@alltel.net. Thanks! SUBJECT: Relationships, Family, & Communication WORD COUNT: 890 including bylines Have you ever heard ...
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Home and Family
9th April
2009
This is a cute little penguin that will come in handy if you're working on a Winter theme, Winter animal theme, or Penguins themselves. I've also shown some options for creating a couple of different kinds of penguins like Emperor Penguins and Macaroni Penguins. These are the basic instructions for the penguin... What You'll Need: Toilet paper tube Black and white construction paper Scrap orange construction paper Scissors Glue 2 Wiggle eyes The templates at: ...
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Home and Family
9th April
2009
"When the storyteller tells the truth, she reminds us that human beings are more alike than unalike... A story is what it's like to be a human being - to be knocked down and to miraculously arise. Each one of us has arisen, awakened." - Maya Angelou Many people who consult with me regarding their family histories are also adamant that they want to do the work themselves. I encourage that. Who knows your personal stories better than you do? Producing life story legacies through books or videos ...
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Home and Family
9th April
2009
Once upon a time, I harbored a quaint notion of child development. In the my imaginary world, children eventually transmogrified into those horror-movie monsters called teenagers. They would overrun the house for a few years, scorching and pillaging along the way...but leaving no lasting damage that a new mortgage and a five-year Caribbean cruise couldn't fix. They would then transmogrify into wistful longings and fond memories of when they were just babies ' when the parents were still in ...
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Home and Family
9th April
2009
You may reprint this article in an online magazine, e-zine, or newsletter provided you leave the byline intact, don't change the content, and make web addresses clickable in the byline. Please send a courtesy copy for my records. Send an email to articles@digz-it.com . ----------------------------------------------------------------- ----------- Creating Great Birthday Party Videos By Colton Wright, Digz-it.com My son recently had his third birthday party and it was mayhem. There were kids ...
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Home and Family
9th April
2009
Home is where the heart is, so they say. But for 20,000 Americans each year, home is where the heart stops beating. According to a 2002 study, that's how many Americans fall victim to fatal injuries in their own homes. At this rate, it will take just 14,750 years for clumsiness and carelessness to wipe out the entire population. Fortunately, al-Qaeda is not aware of this statistic and remains fixated on ka-booming things instead of creating mass clumsiness and carelessness. But is it true that ...
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Home and Family
9th April
2009
Just Because The Phone Rings... By David Leonhardt Brrrrrringgg. The telephone rang. It was as predictable as Niagara Falls. We had just sat down to a piping hot dinner, so of course the telephone would ring. My wife reminded me that just because the phone rings, doesn't mean we have to answer it, but... "Hello," I answered. "Good evening, sir. I am calling to let you know about a fantabulous new insurance program that will protect you, your family and everyone you ever meet from warts," The ...
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Home and Family
8th April
2009
Welcoming a newborn baby into the family is always a joyful occasion especially for first-time parents. The nine months of waiting has finally come to an end. How heart-warming it is to hear that first cry. Your baby has arrived! When it's time to bring your newborn baby home, the excitement continues from the hospital to your home. Relatives and friends come over to adore your newborn. What an exciting time! Soon the initial excitement subsides and reality strikes! It's time to think about ...
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Home and Family
8th April
2009
Word Count: 633 Contact: info@togetherparenting.com Copyright Nine Twenty Press URL: Family Time When you pick up any magazine, it's easy to find an abundance of articles to help you organize your life. Most offer tips for cleaning out the closets, shuffling the papers on the desk, finding ways to organize the kid's toys. But, here's a different twist. We'd like to help you organize your time to find some precious, extra moments to spend with your family. Many parents are frantic because ...
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Home and Family
8th April
2009
One of the most important factors influencing kids' adjustments to their parents' separation or divorce is the level of parental hostility. How bad or how well children go through the divorce depends on how the situation is handled. To give you concrete idea on what parental hostility will bring to your child, a list of several studies conducted by different researchers relative to hostility between parent and it's impact to child's development are herein presented. One study conducted by ...
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Home and Family
8th April
2009
Print out this checklist and follow it to ensure that you are ready for the Prom. Four Months before Prom: ___Set Budget - Find out how much money your parents are willing to contribute to your prom. Start to earn and save money to cover the difference. ___Magazines - Buy a few Prom magazines and look through them to find retailers of dresses and accessories. ___Dress - Start to get ideas of what type of dress you would like to buy. Cut out pictures from magazines and start a scrap book. ...
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Home and Family
8th April
2009
When my son was in sixth grade, he came home with a rip in his new sneakers. He told me the gym teacher did it during a sneaker check. It sounded like a fib, or at best, an accident on the teacher's part, but I needed to clarify things. "You mean he tugged on your sneaker and it ripped?" I asked. "No, he said. It ripped when he threw it across the floor and it hit the doorway." "He threw it across the floor?" I tried to keep my voice guarded. "Yeah, if your sneaker comes off, he throws it. My ...
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Home and Family
8th April
2009
Here is an easy, inexpensive and fun kid experiment for your next kid birthday party. This activity, which is strictly speaking a kid science experiment, can be used in any party as entertainment. Even better: have a "Mad Chemist" theme and use this idea as one of the kid experiments. Fill a plate or saucer with milk and put in a few drops of food coloring on top of the milk in different spots. The smaller the drops the better. Use a spoon to pour a small amount of dishwashing liquid into the ...
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Home and Family
8th April
2009
Do you think you really know your child? I don't mean know what he/she likes and doesn't like, but to know him/her well enough to understand his/her challenges, to appreciate his/her strengths and weaknesses and to help him/her develop his talents. Knowing your children can help increase their chance for success in the future and improve your relationship. As parents, we are constantly looking for ways to improve out relationship with our children, discipline our children and provide proper ...
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Home and Family
8th April
2009
Valentine's Day is just around the corner which of course makes us think of love, romance and of course flowers! It seems this special day wouldn't be complete without them. Flowers touch our souls and brighten our spirits which is why they have remained a popular choice for 'lovebirds' all over the world! Depending on your mood and the flowers you pick, you can make this arrangement whimsical or elegant, so gather what you need and let's get started! Supplies: Store bought heart shaped ...
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Home and Family
8th April
2009
As many as one in three babies are born with a birthmark. These are neither painful or harmful, although about one in a hundred will require medical treatment. Types Of Birthmark Strawberry Naevi Marks - these often appear at age 2 or 3 weeks, are red in color and may feel lumpy. They often grow in size for 6-9 months. Stork Bites - also called 'salmon patch', a pinkish color, lie flat on the skin and don't grow. Stork Bites usually disappear in the first two years. Port Wine Stains - as the ...
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Home and Family
8th April
2009
Publishing Guidelines: This article is available for free reprint provided that the author bio is left intact and the article is published complete and unaltered. If you are using this article on a website or e-book, please make sure that the link in the author bio is live or clickable. Email notice of intent to publish is requested: bcarrphillips@yahoo.com Word Count: 724 Save $100.00 A Month With A Grocery Journal by Barbara Carr Phillips Many people think personal journaling means writing ...
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Home and Family
8th April
2009
Today Norm Goldman, Editor of Sketchandtravel.com & Bookpleasures.com is pleased to have as a guest, Denise and Alan Fields, authors of BRIDAL BARGAINS and the BRIDAL PASSPORT WEDDING PLANNER. Both are in bookstores nationwide or you can order online at WINDSORPEAK.COM. The Fields have been featured on the TODAY SHOW, OPRAH and DATELINE NBC. Thanks Denise and Alan for accepting our invitation to be interviewed. Norm: Please tell our readers how you started writing about weddings and ...
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Home and Family
8th April
2009
Our children are growing up bilingual in the French part of Canada ' Québec. 'That's fine', says everyone. 'Even though they'll probably start speaking later because they're learning two languages at once, they'll catch up.' Well actually, this well-entrenched idea that bilingual children are slower to acquire language, is actually a myth! We were surprised and delighted to learn that research is finding that bilingual children do NOT acquire language later than monolingual children. Our ...
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Home and Family
8th April
2009
Imagine cuddling up with your small child to look at a picture book together that is interactive, musical, responsive and talks to you? This is the experience that people are having who are engaged in that relatively new pastime ' playing computer games with babies. JumpStart's Knowledge Adventure calls it 'lapware', Kiddies Games' logo is 'Hop on the lap and tap', and Sesame Street's 'Baby and Me' opens with an animation of a baby monster hopping onto the lap of a Daddy monster to play the ...
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Home and Family
8th April
2009
Create nutritional menus that kids can enjoy using these quick tips. Sort Foods into Five Main Groups: Start by creating a list of foods that you would like to serve to your child. For each food listed try to sort it into a Milk, Bread, Fruit, Vegetable, or Meat group. These are the main food groups identified by the USDA's Child and Adult Care Food Program. Place yogurt, for instance, in the milk group, pancakes and enriched tortilla in the bread group and eggs and beef in the meat group. ...
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Home and Family
8th April
2009
You are probably well aware that college costs are soaring and that the need for parents to build college savings has never been greater. You may also be aware of various loyalty reward programs (such as Upromise and BabyMint) that pledge to help build your college savings by paying back a small percentage of the amount you spend using their credit card and/or buying certain products. Companies offer these programs because, in the aggregate, they know they will lead to higher spending on ...
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Home and Family
8th April
2009
In answer to the question "What is your interest in suicide prevention?" on NCSPT's web site {National Center for Suicide Prevention Training}: My interest in suicide prevention?? To END suicide!!!, [that's real prevention, isn't it??], which is possible if you suspend disbelief and take the advise found on www.metanoia.org - 'Metanoia means: "a change of mind"...turning around, to face a new direction...to turn toward the light. Because when you face the light, shadow is behind you.' ...
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Home and Family
8th April
2009
Here are some kid party balloon game ideas your kid and his/her guests will love! Have lots of prizes for the winners. These games are best played outdoors! "Easy Teams" The kids have to line themselves up from shortest to tallest - BUT they are not aloud to talk! They may use gestures etc. but no talking. Once lined up, let alternate kids step forward. This is one team - the kids remaining in line is the other team. "Nose the Balloon" Let the kids make teams of two. Each team gets a large ...
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Home and Family
8th April
2009
Formerly titled "When Should An Artist NOT Sign His Work". I was faced with this question some years ago. Allow me to back up for just a minute. Years ago, I bought one of Zig Ziglar's books on how to raise positive kids. I first bought this book because, like many fathers, I wanted to know how to raise and discipline my son when the time came. Little did I know that this book didn't deal so much with the actions of the son, but more with the actions of the parents! It wasn't long before I ...
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Home and Family
8th April
2009
How to stay connected with kids while setting limits. To discipline is to teach. When we discipline we teach our children to have self-control, to be considerate of others, and to feel secure. A home with no discipline is a recipe for chaos. Parents become exhausted and easily stressed. Children feel out of control, oftentimes exhibiting unacceptable social behavior without any real consequences. As parents we owe it to our family to maintain order. We discipline our kids as a means of setting ...
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Home and Family
8th April
2009
I have seen some divorce parents consciously distance their children from the other parent? Such actions may only be justified when there is a genuine concern about the children's emotional or physical safety when with the other parent. But in the absence of past domestic violence, drug or alcohol abuse, physical, sexual, or emotional child abuse, alienating children from the other parent will never bring any good. Other parents may subconsciously alienate children from the other parent. But ...
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Home and Family
8th April
2009
Los Angeles California ' ' World Moving & Storage Inc .announces the launch of its new website, http://www.mover4u.com . The new site provides the ultimate guide for moving and relocation services. By using mover4u.com, users can quickly find certified movers, auto transporters, real estate services, and more than 50 other categories. With over 150 different moving & relocation companies in the directory already, users can easily locate services nationally, statewide, and by area. Mover4u.com ...
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Home and Family
8th April
2009
The declining moral standards of society, fuelled in some large part by the television media and mainstream movie industry, has been much bemoaned by parental groups, religious organisations and other guardians of our collective morality but without an awful lot of impact being made. The perceived decay of traditional values and weakening of moral fibre continues daily to a point where things which would have made a dock worker blush 30 years ago now proliferate into mainstream network ...
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Home and Family
8th April
2009
For those who live and work in the Northern parts, snow and cold are around for what seems like forever. Those in the warmer climates can only dream about snow, snowpeople, and carrot noses. Wherever you call home, these snow munchkins can be a joy to have around, and a bit of whimsy when life crowds in a bit too much. Children and adults can build snow families right in their own front yard with Mother Nature supplying the essentials. But anyone can "create" a snowperson with a myriad of ...
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Home and Family
8th April
2009
The effects of recent enlargement in divorce rates are negative effects. Divorced children are more probably to get pregnant as teenagers, drop out of high school, abuse drugs and have aggressively emotional and behavioral problems, which lead to social problems. Some children decide to go out of their home when their parents separate each other, and subsequently they become homeless children. They do not have good opportunities to find a job due to shortage of education. Consequently, crime ...
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Home and Family
8th April
2009
Is there such thing as divorce parenting practices that is best appropriate for an infant? I tell you, yes there is. In fact, it's not only for infant. At every stage of children's development, whether infants, toddlers, preschoolers, elementary school age children or adolescents, there is such thing as appropriate divorce parenting practices. But before we get into discussing serious matter, let me ask you a couple of questions? Is it important for parents to know the best appropriate divorce ...
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Home and Family
8th April
2009
Clocks have been around for a very long time. They vary from the simpliest in design to one that is ornate and multi-functional. Colors abound and features are hand-set, digital, computerized and little bit of everything in between. Whether you live in a one room apartment or a mansion with twelve bedrooms and servant quarters, clocks can be a very definite decorating strategy. They add color, motif, and a very basic function - to know what time it is whenever you want to know. In the kitchen, ...
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Home and Family
8th April
2009
What childhood memories do you hold dear? For me, it was all the times "life happened". The little things like playing outside, riding my bike with the wind in my hair, playing at the park, swimming in the lakes, giggling with friends. None of those moments cost a cent, yet they are some of my most treasured memories. Making memories on a budget is very easy to do. Choose any of the ideas below and you'll have a fun-filled time without breaking the bank! Garden - Plant flowers, fruit trees, ...
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Home and Family
8th April
2009
Conquer the Five Most Common Fears about Your Wedding Ceremony It's safe to say that of all the important events in your lifetime, your wedding day is certain to be right up there with those that are the most meaningful. And throughout the entire wedding day ' the preparations, the ceremony, the reception, and the wedding night ' the moment when you recite your wedding vows to each other is the most meaningful. It is a time that you will remember forever, exactly as it felt: a sublime, ...
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Home and Family
8th April
2009
Gifts for Food Lovers Hampers are the perfect gift for people who have everything or those you are unsure about purchasing for. Rather than buying a ready made hamper personalise one for that extra special thought. Top tips for buying a Hamper * Who is the Hamper for? Male or Female is it for a Couple, what age are they Young, Middleaged or older? * Organic food or normal produce, more people are moving to organic produce for less interferance and keeping farming to the more traditional methods ...
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Home and Family
8th April
2009
Save at least 200 dollars for 1000 dollars of shopping' that is 20% of the total money spent. With common sense and little prudence you can save hundreds of dollars on your holiday shopping bills. From my past experiences, I have chosen the five best practices that will give you the maximum savings. Peruse them, put them into action and email me your numbers on savings. Comparison Shopping: Gone are the days when there was no easy way to compare the price of a product at different stores ...
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Home and Family
8th April
2009
All children are different and respond differently to divorce. Depending on the characteristics of the children - age, emotional maturity, happiness, resiliency to trauma - the easier or more difficult it will be for children to weather a divorce. As a parent, you should know your children better than anyone...use your best judgment with your children during considering divorce. This "divorce and children" article is for parents who are certain that they would get a divorce if they didn't have ...
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Home and Family
8th April
2009
If you are like most people today, you do not have a will. The reasons for this failure are many, with the most common being along the lines of 'I don't have enough assets to worry about', 'I don't know how to write a will', or 'Lawyers charge a lot of money'. Here's my answer to the last two ' buy a software package that helps you draw up your own will and follow the forms. This software will ask you a series of questions and you supply the answers. When you are done, you have a piece of ...
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Home and Family
8th April
2009
The subject of stay-at-home parenting is touchy, and emotionally tangled up in a maelstrom of emotion, advertising, society pressure, culture demands, and personal beliefs. When you have a mixture of that many ingredients swirling around, the result is likely to be a mess unless both parents are in agreement. One resource for current stay-at-home and those who want more information go on the Internet to www.athomeparent.com. There are other sites out there, I happen to think this one is a ...
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Home and Family
8th April
2009
Shoppers spent more than $15.5 billion this Christmas on gifts on the Internet alone. Just imagine how many millions went to unwanted polka dot sweaters, electric nose hair clippers, and thigh masters. That wasted cash piled up under the Christmas tree. We've all had it happen to us.In fact, you had it happen to you this year. You unwrapped the pretty red bow and tore through the shiny paper on that present from your Uncle Mortie, and immediately, you had to put on your best poker face. How did ...
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Home and Family
8th April
2009
Summer is right around the corner and most of us have our to-do-lists figured out, mentally, if not written down yet. Bible camp for the kids, plant a large garden, and a trip to the lake. What about financial housekeeping, shouldn't that be on your list too? Early summer is a great time to take a financial breather. The holidays are a long way off, the taxes have just been paid and we're spending time eating in the backyard instead of dining out. If you take even one day out of your ...
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Home and Family
8th April
2009
Do you remember how it was when you where a child? What was your main activity? Was it working? Of course not. Your main activity was playing. You had no concerns. You needed toys and your parents where supposed to provide you with them. They had to find toys you wouldn't throw away and believe me, it wasn't easy for them. Now you are a parent and you are in the same situation as your parents years ago. You're looking for toys that your child will like. That's why you must know how to choose ...
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Home and Family
8th April
2009
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Publishing Guidelines: This article may be freely distributed so long as an active link (where possible) is included. A complimentary copy of any newsletter or a link to the site where the article is posted would be grea